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Subject Anyone wanna try a calculate my person injury settlement?

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Original Message Rear ended
zero liability
Lumbar decompression two levels
Future lumbar fusion needed
zero loss of income

I have a great attorney who is also a doctor.I have 100 thousand personal injury coverage on my policy and 100 thousand under insured motorist with two vehicles.Stacked
I do not know the insurance of the at fault driver
But I am guessing it was under his parents policy

I really would appreciate if anyone knows a ball park figure
I am sure its a policy limit case.

Is there any situation where you can get more then the policy limit.
Thanks
Please do not think I am greedy
I am not
If you were in my shoes you would probably ask too
My attorney is taking this case to trail if there is no settlement.So this makes me think,that the other person had very good insurance and not the minimum

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