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credit cards now using "behavior scoring" but not necessarily YOUR behavior
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[quote:tomorrow:MV83MTUyNzdfMTA5NjQxMTBfQzJEMkIwNEQ=] [quote:wozza.xing 555093] customer profiling advancement, personality/sociology algorithms base on simple neural networks are really quite simple and powerful. There are loads of them in the next Microsoft OS7. Even most supermarkets use them now. They wont even deny it, if you ask their managers, they say "for sure, we'd be crazy not too!" [/quote] Grocery stores I can understand, but to take actions that will affect MY credit rating based on my neighbors or other lazy slobs who shop at certain places and then fail to pay their bill is WRONG! The corporate shaft knows no bounds. [/quote]
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Ok, this crosses the line! If you shop where other people do, and THEY don't pay their bills, YOUR credit is affected!
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link to abcnews.go.com
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"Other customers who have used their card at establishments where you recently shopped have a poor repayment history with American Express."
This is wrong and offensive on so many levels.
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