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04:44 AM
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credit cards now using "behavior scoring" but not necessarily YOUR behavior
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[quote:tomorrow:MV83MTUyNzdfMTA5NjQ2MTdfNTlGOTMzNkI=] Thanks Philly Girl! These days one has to have at least one credit card or nobody will take you seriously. It makes it more difficult to get a car loan, etc. and eventually a mortgage. I had my first when I was 16. It had a $100 limit at a local department store and a $25 monthly minimum payment. Later, I worked for that company in their credit division and then in bad debt (NEVER as a collector). It was the experience of a lifetime. If I did not have a good credit history, I never would have been able to get a very, very modest mortgage for a small condo that is within my means. p.s. not all posters are male. When in doubt s/he works. LOL! back to bashing the creditors. [/quote]
Original Message
Ok, this crosses the line! If you shop where other people do, and THEY don't pay their bills, YOUR credit is affected!
[
link to abcnews.go.com
]
"Other customers who have used their card at establishments where you recently shopped have a poor repayment history with American Express."
This is wrong and offensive on so many levels.
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