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Subject credit cards now using "behavior scoring" but not necessarily YOUR behavior
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Original Message Ok, this crosses the line! If you shop where other people do, and THEY don't pay their bills, YOUR credit is affected!

[link to abcnews.go.com]

"Other customers who have used their card at establishments where you recently shopped have a poor repayment history with American Express."

This is wrong and offensive on so many levels.
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