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| 04:09 PM | ||
| Users Online Now: 2,080 (Who's On?) | Visitors Today: 967,303 | |
| Pageviews Today: 1,613,794 | Threads Today: 647 | Posts Today: 11,638 |
| 04:09 PM | ||
Mortgage Overdue One Month--Strange Night Time Visitor | |
| Anonymous Coward User ID: 728979  United States03/26/2011 02:20 PM Report Abusive Post Report Copyright Violation | |
| Anonymous Coward User ID: 1304086 United States03/27/2011 04:55 PM Report Abusive Post Report Copyright Violation | |
| Anonymous Coward User ID: 1315379 United States03/27/2011 04:58 PM Report Abusive Post Report Copyright Violation | |
Benevolent Cannibal™
 User ID: 856639  Canada03/27/2011 04:59 PM Report Abusive Post Report Copyright Violation | |
| Anonymous Coward User ID: 1302365 United States03/27/2011 05:01 PM Report Abusive Post Report Copyright Violation | |
| Anonymous Coward User ID: 272315 United States03/27/2011 05:02 PM Report Abusive Post Report Copyright Violation | |
| Anonymous Coward User ID: 1316669  United Kingdom03/27/2011 05:05 PM Report Abusive Post Report Copyright Violation | |
| Anonymous Coward User ID: 1310343 United States03/27/2011 05:06 PM Report Abusive Post Report Copyright Violation | |
| Anonymous Coward User ID: 1304086 United States03/27/2011 05:08 PM Report Abusive Post Report Copyright Violation | why would you open the door at night without a gun? Quoting: Anonymous Coward 1315379seriously? The dude has a point, I'm very leary of nighttime visitors.......it's a country kind of thing. Knew a guy once who had one in the corner of every room, and behind the door. Kind of crazy ehh! |
| Anonymous Coward User ID: 1177801 United States03/27/2011 05:08 PM Report Abusive Post Report Copyright Violation | It's called a BPO, or "Broker Price Option". Eight o'clock at night is a little late and 30 days overdue is a little early, but it's not unheard of. My concern would be more that he isn't connected with the mortgage holder at all and is working a scam. |
| Anonymous Coward User ID: 1177801 United States03/27/2011 05:09 PM Report Abusive Post Report Copyright Violation | |
| just waiting
User ID: 1080498 United States03/27/2011 05:09 PM Report Abusive Post Report Copyright Violation | Well I can tell you that all they do is take pics to verify the house is still being lived in. Also it is the mortgage companies way to start the foreclosure proceedings but only one month behind they should not be doing this yet. Keep your eyes peeled cause it looks like a planned home invasion. |
| Anonymous Coward User ID: 1316669 United Kingdom03/27/2011 05:10 PM Report Abusive Post Report Copyright Violation | |
| Anonymous Coward User ID: 1316669 United Kingdom03/27/2011 05:11 PM Report Abusive Post Report Copyright Violation | Pay your fucking bills you deadbeat OP. Quoting: Anonymous Coward 1316669My investments count on it. We will visit again. BE SCARED, until you payments are upto date. DEADBEAT. Cunt WTF do you mean. The OP is the cunt. The world economy is falling apart due to cunts that took credit, and wont repay. |
| cdwarior User ID: 1236846 United States03/27/2011 05:11 PM Report Abusive Post Report Copyright Violation | |
| Anonymous Coward User ID: 969156 United States03/27/2011 05:15 PM Report Abusive Post Report Copyright Violation | Get this, my friend PAYS PEOPLE to vacate foreclosed homes. Yeah, the bank gives the homeowner a big, fat check to leave the premises and not damage or take anything with them (like the appliances). My friend says they pay up to $4,000 to get people to leave their homes because it is way cheaper than fixing them up after the homeowner has trashed the place. It's just a lot cleaner than actually going through having the sheriff throw them out, etc. FYI. |
| Anonymous Coward User ID: 1258936 United States03/27/2011 05:15 PM Report Abusive Post Report Copyright Violation | why would you open the door at night without a gun? Quoting: Anonymous Coward 1315379+1 Bad move to have exchanged any discourse with this "JPM" representative. Sounds more like the repo man to me than a mortgage rep. You'd need to be behind more than a month for them to be so aggressive. The person you are house sitting for isn't being straight with you. You are missing some key information here. |
| Corizon
User ID: 990018 United States03/27/2011 05:15 PM Report Abusive Post Report Copyright Violation | Pay your fucking bills you deadbeat OP. Quoting: Anonymous Coward 1316669My investments count on it. We will visit again. BE SCARED, until you payments are upto date. DEADBEAT. Cunt WTF do you mean. The OP is the cunt. The world economy is falling apart due to cunts that took credit, and wont repay. actually the world is in the shitter cause of the greed of people like you , who have enough and keep trying to get more and more and more and more , I hope you get crushed by the weight of all you own :) and die in a glorious messy squish puddle of crap :) Remember, Remember 11 September The Gun powder, Treason and Plot I know of NO reason why the gun powder treason should ever be forgot. "Don't tell me what you believe in. I'll observe how you behave and I will make my own determination." Alex Trebek There was a man upon the stair When I looked back, he wasn't there He wasn't there again today I think he's from the CIA. ~ Mad Magazine |
| Anonymous Coward User ID: 1304086 United States03/27/2011 05:17 PM Report Abusive Post Report Copyright Violation | Pay your fucking bills you deadbeat OP. Quoting: Anonymous Coward 1316669My investments count on it. We will visit again. BE SCARED, until you payments are upto date. DEADBEAT. Ever heard of the castle doctrine, if I was you I'd be careful because one of these "deadbeats" may fill your tank with lead. As of October 4 2007], the Castle Doctrine has become law in Florida, South Carolina, Georgia, Alabama, Mississippi, Louisiana, Tennessee, Kentucky, Indiana, Michigan, North and South Dakota, Kansas, Oklahoma, Texas, Arizona, Alaska, Idaho, Missouri and Maine. . . . By far, the popular concept in those states has been the “stand your ground” approach that permits a homeowner to fire upon invaders at first sight. |
| Anonymous Coward User ID: 1132105 United States03/27/2011 05:17 PM Report Abusive Post Report Copyright Violation | Anyone here ever hear of a "JPM" company out of Detroit that supposedly works for banks, hiring contract help to check mortgaged properties to see if they are still being lived in? If you've heard of it, and have a website for it, I'd like to know. Quoting: Anonymous Coward 728979I'm house-sitting my cousin's house while he's working out of town. He's ONE MONTH behind in his mortgage. Last night, 8:30pm, the doorbell rings and it's this guy asking if this is such and such an address (which it was, as the streetsign and number of the property are clearly visible at the roadside.) Claims he's hired by this "JPM" company to ascertain if the mortgaged house is being lived in or has been abandoned by the owner. Apparently this company services numerous banks holding mortgages, blah blah. Wants to take some pics of the house to prove he'd visited it. I ask him if "JPM" stands for "JP Morgan"....nope, doesn't he says. I send his ass on it's way rather firmly and call the Sheriff. Sheriff asks the right questions, takes the right notes, but knows no more about it than I do apparently. Anybody hear of this company? I can't find anything online about it. Very rural area here, btw, and coming up to people's doors in the dark at night, while leaving your car parked stealthily off the road, ain't the smartest course of action. Yeah sorry about that Dude!!! I was a little drunk last night... Sometimes I like to do that... I like to knock on strangers houses and get some pictures, maybe grab a couple beers while I'm there... Sorry bout that Man! |
| Anonymous Coward User ID: 1316669 United Kingdom03/27/2011 05:18 PM Report Abusive Post Report Copyright Violation | Pay your fucking bills you deadbeat OP. Quoting: Anonymous Coward 1316669My investments count on it. We will visit again. BE SCARED, until you payments are upto date. DEADBEAT. fuck you. i hope the OP enjoys sleepless nights, worry and eventually homelessness. The government and the investors are all on the same team. Ever heard of the castle doctrine, if I was you I'd be careful because one of these "deadbeats" may fill your tank with lead. As of October 4 2007], the Castle Doctrine has become law in Florida, South Carolina, Georgia, Alabama, Mississippi, Louisiana, Tennessee, Kentucky, Indiana, Michigan, North and South Dakota, Kansas, Oklahoma, Texas, Arizona, Alaska, Idaho, Missouri and Maine. . . . By far, the popular concept in those states has been the “stand your ground” approach that permits a homeowner to fire upon invaders at first sight. |
| Anonymous Coward User ID: 1230442 United States03/27/2011 05:21 PM Report Abusive Post Report Copyright Violation | |
| Anonymous Coward User ID: 1304086 United States03/27/2011 05:22 PM Report Abusive Post Report Copyright Violation | I have a broker friend who does this for a living. They target troubled assets. He goes out to the property to make sure the homeowner is there and reports back to the bank. He inspects the property to see what shape it is in, and decides if they can sell it (via a short sale). Or, they determine if there is a tenant in it and if the tenant can pay the mortgage payment. Quoting: Anonymous Coward 969156Get this, my friend PAYS PEOPLE to vacate foreclosed homes. Yeah, the bank gives the homeowner a big, fat check to leave the premises and not damage or take anything with them (like the appliances). My friend says they pay up to $4,000 to get people to leave their homes because it is way cheaper than fixing them up after the homeowner has trashed the place. It's just a lot cleaner than actually going through having the sheriff throw them out, etc. FYI. It's called cash for keys, and typically they don't offer this until the foreclosure is complete. But since the markets are saturated with REO and bank owned homes, they are making more deals to try to get people to stay as long as possible. |
| Anonymous Coward User ID: 716378 United States03/27/2011 05:23 PM Report Abusive Post Report Copyright Violation | I had them check my house once... I was late on payment and have been the last year or so. The guy across street has lived in his house for 2 or 3 yrs after his mom died and had it on reverse motgage... He still there and has made no payments to them... |
| Fishy6
User ID: 1303150  Netherlands03/27/2011 05:28 PM Report Abusive Post Report Copyright Violation | These companies are all real pricks. I got a loan modification through ASC/JP MC. God awful companies. They did not send me statements letters. Nothing for 3 months after but I paid it anyway, then about 2 weeks later I got a statement saying I was 3 months behind. Straightened that out then they misappropriated my 1st months payment by applying it to some charges I had never seen before. That was about half of the monthly payment. The other half of the money just disappeared. I told them to apply my payment properly and I would pay for the other charges when they sent me a bill for that alone and explained what it was for. Never did it and I have continued paying my mortgage on time, but now they have me in the record books for being a month late on every mortgage payment for a year, IE constantly behind one month. 3 or 4 times a guy has come by to see if I am living here and each time guess what. They charge me $20 for an inspection fee. Last inspector was a freak show, cut off shorts, tank top, ratty hair etc. Bad thing is he is just trying to make a living, and I let go on him. They hire these guys as independent contractors. |
| patdeez84
User ID: 808249  Puerto Rico03/27/2011 05:32 PM Report Abusive Post Report Copyright Violation | Pay your fucking bills you deadbeat OP. Quoting: Anonymous Coward 1316669My investments count on it. We will visit again. BE SCARED, until you payments are upto date. DEADBEAT. fuck you. i hope the OP enjoys sleepless nights, worry and eventually homelessness. The government and the investors are all on the same team. Ever heard of the castle doctrine, if I was you I'd be careful because one of these "deadbeats" may fill your tank with lead. As of October 4 2007], the Castle Doctrine has become law in Florida, South Carolina, Georgia, Alabama, Mississippi, Louisiana, Tennessee, Kentucky, Indiana, Michigan, North and South Dakota, Kansas, Oklahoma, Texas, Arizona, Alaska, Idaho, Missouri and Maine. . . . By far, the popular concept in those states has been the “stand your ground” approach that permits a homeowner to fire upon invaders at first sight. yup in texas we can shoot if your on the property I know for a fact cause had a break in last year and chased the guy outwith my gun and called the cops. then he tells me i should have just shot him wtf kind crazy the cop told me that :sigjosh: :ronswansontax: “We have allowed our nation to be over taxed and over regulated and overrun by bureaucrats, the founders would be ashamed of us for what we're putting up with.” Ron Paul . “My idea of a perfect government is one guy who sits in a small room at a desk, and the only thing he’s allowed to decide is who to nuke. The man is chosen based on some kind of IQ test, and maybe also a physical tournament, like a decathlon. And women are brought to him, maybe ... when he desires them.” Ron Swanson |
| Anonymous Coward User ID: 1316669 United Kingdom03/27/2011 05:39 PM Report Abusive Post Report Copyright Violation | |
| Anonymous Coward User ID: 1309019 United Kingdom03/27/2011 05:43 PM Report Abusive Post Report Copyright Violation | Pay your fucking bills you deadbeat OP. Quoting: Anonymous Coward 1316669My investments count on it. We will visit again. BE SCARED, until you payments are upto date. DEADBEAT. fuck you. i hope the OP enjoys sleepless nights, worry and eventually homelessness. The government and the investors are all on the same team. Ever heard of the castle doctrine, if I was you I'd be careful because one of these "deadbeats" may fill your tank with lead. As of October 4 2007], the Castle Doctrine has become law in Florida, South Carolina, Georgia, Alabama, Mississippi, Louisiana, Tennessee, Kentucky, Indiana, Michigan, North and South Dakota, Kansas, Oklahoma, Texas, Arizona, Alaska, Idaho, Missouri and Maine. . . . By far, the popular concept in those states has been the “stand your ground” approach that permits a homeowner to fire upon invaders at first sight. I suggest you read a thread before pouring out your poison. The OP IS NOT the person behind on the mortgage. |
| warpcrafter
User ID: 1187872 United States03/27/2011 05:44 PM Report Abusive Post Report Copyright Violation | The OP is a fucking deadbeat. Close the thread damit. Quoting: Anonymous Coward 1316669How about you get another job, instead of shill/troll? Perhaps then you'll earn some respect and be able to look at yourself in the mirror. |
| Anonymous Coward User ID: 1316669 United Kingdom03/27/2011 05:47 PM Report Abusive Post Report Copyright Violation | The OP is a fucking deadbeat. Close the thread damit. Quoting: Anonymous Coward 1316669How about you get another job, instead of shill/troll? Perhaps then you'll earn some respect and be able to look at yourself in the mirror. The OP needs to pay his bills before his creditors crack his skull. |
| Anonymous Coward (OP) User ID: 728979 United States03/27/2011 05:47 PM Report Abusive Post Report Copyright Violation | |
