Mulletman
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User ID: 1554620 United States 12/11/2011 08:53 PM Report Abusive Post Report Copyright Violation | TCF bank penalizes kid with $4.85 in his account by charging him $234.95 in fees in two weeks [ link to www.boingboing.net] A young man left $4.85 in his TCF Bank account. TCF assessed him a $9.95 "maintenance fee" for not having enough money in his account. Then they charged him for being overdrawn by $5.10 (ten cents more than he was allowed by their rules). In less than two weeks, they'd assessed so many fees and penalties against the account holder that he owed them $229.10. All for having the temerity to have a low-balance account. The bank said it was his own fault for not having more money. Finally, they relented -- only after being contacted by a newspaper. BringTheDoom.com - Wake up and smell the Doom! |
Anonymous Coward User ID: 6955170 United States 12/11/2011 09:20 PM Report Abusive Post Report Copyright Violation | Re: TCF bank penalizes kid with $4.85 in his account by charging him $234.95 in fees in two weeks Pretty soon you won't have just bank robbers storming the place with guns.You are going to be seeing fucked over customers walking in and taking people out....... |
Mulletman
(OP)
User ID: 1554620 United States 12/11/2011 09:33 PM Report Abusive Post Report Copyright Violation | Re: TCF bank penalizes kid with $4.85 in his account by charging him $234.95 in fees in two weeks I don't understand why more people don't bank their money next to their guns BringTheDoom.com - Wake up and smell the Doom! |
Anonymous Coward User ID: 6522763 United States 12/11/2011 09:39 PM Report Abusive Post Report Copyright Violation | Re: TCF bank penalizes kid with $4.85 in his account by charging him $234.95 in fees in two weeks It's not enough for them to loan out money out of thin air with low reserve requirements at usury rates, they have to rape you on the fees and charges as well. |
ToSeek
User ID: 1484969 United States 12/11/2011 09:42 PM Report Abusive Post Report Copyright Violation | Re: TCF bank penalizes kid with $4.85 in his account by charging him $234.95 in fees in two weeks Find a credit union near you and take your money there. They're owned by their customers - they have to be nice to you. |
Mulletman
(OP)
User ID: 1554620 United States 12/11/2011 09:44 PM Report Abusive Post Report Copyright Violation | Re: TCF bank penalizes kid with $4.85 in his account by charging him $234.95 in fees in two weeks Find a credit union near you and take your money there. They're owned by their customers - they have to be nice to you.
Quoting: ToSeek So true! I have a few friends who recently moved their money into a credit union. BringTheDoom.com - Wake up and smell the Doom! |
Anonymous Coward User ID: 1437365 United States 12/11/2011 09:47 PM Report Abusive Post Report Copyright Violation | Re: TCF bank penalizes kid with $4.85 in his account by charging him $234.95 in fees in two weeks
A bank in Albany, NY (Charter One) did something similar to me. Someone stole my debit card number and bought something off of E-bay, causing my account to go to a negative balance (overdraft). They kept charging me an overdraft fee of 34 dollars every three days, and at a time when I was overseas and was not able to make a deposit to get the account back above a negative balance (and I didn't even know about this at first, was a bad surprise). I ended up owing over $700 in overdraft fees, which were reversed after a lot of BS I had to go thru to prove that the debit charge that caused all of this was fraudulent! Fucking banks ... |
Mulletman
(OP)
User ID: 1554620 United States 12/11/2011 09:51 PM Report Abusive Post Report Copyright Violation | Re: TCF bank penalizes kid with $4.85 in his account by charging him $234.95 in fees in two weeks A similar thing happened to me back in 2009. Since then I never made an online transaction. BringTheDoom.com - Wake up and smell the Doom! |
Anonymous Coward User ID: 6955170 United States 12/11/2011 10:02 PM Report Abusive Post Report Copyright Violation | Re: TCF bank penalizes kid with $4.85 in his account by charging him $234.95 in fees in two weeks DO NOT trust the Credit Unions either anymore...... [ link to www.google.com] |
Mulletman
(OP)
User ID: 1554620 United States 12/11/2011 10:03 PM Report Abusive Post Report Copyright Violation | Re: TCF bank penalizes kid with $4.85 in his account by charging him $234.95 in fees in two weeks
Quoting: Anonymous Coward 6955170 BringTheDoom.com - Wake up and smell the Doom! |
^TeChNoXiC^™
User ID: 1626131 12/11/2011 10:10 PM
Report Abusive Post Report Copyright Violation | Re: TCF bank penalizes kid with $4.85 in his account by charging him $234.95 in fees in two weeks That's what you get for giving "institutions" your money, or submitting to them in the first place. Wake the fuck up. TeCh™ I'm not a doctor; I don't have patience. |
Mulletman
(OP)
User ID: 1554620 United States 12/11/2011 10:16 PM Report Abusive Post Report Copyright Violation | Re: TCF bank penalizes kid with $4.85 in his account by charging him $234.95 in fees in two weeks BringTheDoom.com - Wake up and smell the Doom! |