Fraud | |
mtn_mang
(OP) User ID: 20008997 United States 08/14/2012 06:25 PM Report Abusive Post Report Copyright Violation | |
Anonymous Coward User ID: 3825949 United States 08/14/2012 06:28 PM Report Abusive Post Report Copyright Violation | |
mtn_mang
(OP) User ID: 20008997 United States 08/14/2012 06:31 PM Report Abusive Post Report Copyright Violation | |
Anonymous Coward User ID: 12064276 United States 08/14/2012 06:33 PM Report Abusive Post Report Copyright Violation | call your bank and place a charge dispute on it...also if needed call the credit card company ( if it 's a C/C ) ; i caught my unauthorized charge ( theft ) yesterday just a few days after it was charged to my C/C account... i called barnes and nobles ( where theft occured ) and told them that it wasn't me who did the purchase so they cancelled and placed a block on further purchase with that card ( hopefully they did this as stated anyway ) and also called the bank to place a dispute and cancelled the account so the thief can use it again.... |
mtn_mang
(OP) User ID: 20008997 United States 08/14/2012 06:36 PM Report Abusive Post Report Copyright Violation | call your bank and place a charge dispute on it...also if needed call the credit card company ( if it 's a C/C ) ; i caught my unauthorized charge ( theft ) yesterday just a few days after it was charged to my C/C account... i called barnes and nobles ( where theft occured ) and told them that it wasn't me who did the purchase so they cancelled and placed a block on further purchase with that card ( hopefully they did this as stated anyway ) and also called the bank to place a dispute and cancelled the account so the thief can use it again.... Quoting: Anonymous Coward 12064276 i still don't understand how it happened. I have the card here, and the manager says the won't take just the numbers. something is fucky |
Anonymous Coward User ID: 1118786 United States 08/14/2012 06:44 PM Report Abusive Post Report Copyright Violation | call your bank and place a charge dispute on it...also if needed call the credit card company ( if it 's a C/C ) ; i caught my unauthorized charge ( theft ) yesterday just a few days after it was charged to my C/C account... i called barnes and nobles ( where theft occured ) and told them that it wasn't me who did the purchase so they cancelled and placed a block on further purchase with that card ( hopefully they did this as stated anyway ) and also called the bank to place a dispute and cancelled the account so the thief can use it again.... Quoting: Anonymous Coward 12064276 i still don't understand how it happened. I have the card here, and the manager says the won't take just the numbers. something is fucky Google debit card skimming. That's what happened to you, and its not the winn dixie's fault. |
Anonymous Coward User ID: 18985064 United States 08/14/2012 06:47 PM Report Abusive Post Report Copyright Violation | call your bank and place a charge dispute on it...also if needed call the credit card company ( if it 's a C/C ) ; i caught my unauthorized charge ( theft ) yesterday just a few days after it was charged to my C/C account... i called barnes and nobles ( where theft occured ) and told them that it wasn't me who did the purchase so they cancelled and placed a block on further purchase with that card ( hopefully they did this as stated anyway ) and also called the bank to place a dispute and cancelled the account so the thief can use it again.... Quoting: Anonymous Coward 12064276 i still don't understand how it happened. I have the card here, and the manager says the won't take just the numbers. something is fucky This happened to me also. My card was used in California ( I am in the midwest) at a Carl's Jr for around 50.00. The bank will get your money back it took a week to get mine put back in the account and they will cancel your card and send you a new one. They steal your numbers and clone them on any card even a hotel key card then swipe it thru as credit. Mine got stolen when the first time ever I had used it at Wal-Mart ( I despise walmart) and got caught up in a theft ring. There is nothing the store can do only your bank...good luck! |
mtn_mang
(OP) User ID: 20008997 United States 08/14/2012 06:49 PM Report Abusive Post Report Copyright Violation | |
Factual Error
User ID: 19116606 United States 08/14/2012 06:49 PM Report Abusive Post Report Copyright Violation | |
mtn_mang
(OP) User ID: 20008997 United States 08/14/2012 06:50 PM Report Abusive Post Report Copyright Violation | call your bank and place a charge dispute on it...also if needed call the credit card company ( if it 's a C/C ) ; i caught my unauthorized charge ( theft ) yesterday just a few days after it was charged to my C/C account... i called barnes and nobles ( where theft occured ) and told them that it wasn't me who did the purchase so they cancelled and placed a block on further purchase with that card ( hopefully they did this as stated anyway ) and also called the bank to place a dispute and cancelled the account so the thief can use it again.... Quoting: Anonymous Coward 12064276 i still don't understand how it happened. I have the card here, and the manager says the won't take just the numbers. something is fucky This happened to me also. My card was used in California ( I am in the midwest) at a Carl's Jr for around 50.00. The bank will get your money back it took a week to get mine put back in the account and they will cancel your card and send you a new one. They steal your numbers and clone them on any card even a hotel key card then swipe it thru as credit. Mine got stolen when the first time ever I had used it at Wal-Mart ( I despise walmart) and got caught up in a theft ring. There is nothing the store can do only your bank...good luck! i see. didn't think about hotel keys and such. anybody think just using cash would be a better or worse idea? i'd hate to keep 20 grand in cash in my home, and it's not feasible to drive to my bank (it s 2 1/2 hrs away) Last Edited by mtn_mang on 08/14/2012 06:52 PM |
Anonymous Coward User ID: 6368882 United States 08/14/2012 06:51 PM Report Abusive Post Report Copyright Violation | i will do that with 100% certainty. a glp prediction that will definitely come true. bank closed about 30 min before I noticed. I'm sure it's a pack of thugs, and they are gonna pay for it. I had someone use both my citibank cc in Louisiana ...I'm in CA. And actually, Citibank called ME to let me know of suspicious activity on my account. THey took care of it and gave me new account numbers. Why don't you just CALL your bank...remember than thingie people used to use BEFORE the online banking...it's called a phone. Just call them ASAP or you'll end up being responsible for it since you knew about it and did nothing (especially since it's a debit card and not cc). |
mtn_mang
(OP) User ID: 20008997 United States 08/14/2012 06:53 PM Report Abusive Post Report Copyright Violation | i will do that with 100% certainty. a glp prediction that will definitely come true. bank closed about 30 min before I noticed. I'm sure it's a pack of thugs, and they are gonna pay for it. I had someone use both my citibank cc in Louisiana ...I'm in CA. And actually, Citibank called ME to let me know of suspicious activity on my account. THey took care of it and gave me new account numbers. Why don't you just CALL your bank...remember than thingie people used to use BEFORE the online banking...it's called a phone. Just call them ASAP or you'll end up being responsible for it since you knew about it and did nothing (especially since it's a debit card and not cc). maybe you can't read well, shithead. the back was closed for 30 minutes already when this was discovered. i;m assuming they know since it was shut off, and I have e-mailed correspondence Last Edited by mtn_mang on 08/14/2012 06:53 PM |
Anonymous Coward User ID: 6368882 United States 08/14/2012 07:00 PM Report Abusive Post Report Copyright Violation | i will do that with 100% certainty. a glp prediction that will definitely come true. bank closed about 30 min before I noticed. I'm sure it's a pack of thugs, and they are gonna pay for it. I had someone use both my citibank cc in Louisiana ...I'm in CA. And actually, Citibank called ME to let me know of suspicious activity on my account. THey took care of it and gave me new account numbers. Why don't you just CALL your bank...remember than thingie people used to use BEFORE the online banking...it's called a phone. Just call them ASAP or you'll end up being responsible for it since you knew about it and did nothing (especially since it's a debit card and not cc). maybe you can't read well, shithead. the back was closed for 30 minutes already when this was discovered. i;m assuming they know since it was shut off, and I have e-mailed correspondence I might be a shithead, but what kind of DUMBFUCK banks at a bank that actually "closes". Most banks have customer service 24/7. What? you bank at the corner lemonade stand? |
mtn_mang
(OP) User ID: 20008997 United States 08/14/2012 07:06 PM Report Abusive Post Report Copyright Violation | ... Quoting: mtn_mang i will do that with 100% certainty. a glp prediction that will definitely come true. bank closed about 30 min before I noticed. I'm sure it's a pack of thugs, and they are gonna pay for it. I had someone use both my citibank cc in Louisiana ...I'm in CA. And actually, Citibank called ME to let me know of suspicious activity on my account. THey took care of it and gave me new account numbers. Why don't you just CALL your bank...remember than thingie people used to use BEFORE the online banking...it's called a phone. Just call them ASAP or you'll end up being responsible for it since you knew about it and did nothing (especially since it's a debit card and not cc). maybe you can't read well, shithead. the back was closed for 30 minutes already when this was discovered. i;m assuming they know since it was shut off, and I have e-mailed correspondence I might be a shithead, but what kind of DUMBFUCK banks at a bank that actually "closes". Most banks have customer service 24/7. What? you bank at the corner lemonade stand? haha. you, sir are a scholar. i bank with smaller, independent banks. not the Chase's and other elite banks. Have 3 accounts with 3 different banks, the only 24/hr lines are to report a lost/stolen card. |
Anonymous Coward User ID: 6368882 United States 08/14/2012 07:11 PM Report Abusive Post Report Copyright Violation | ... Quoting: Anonymous Coward 6368882 I had someone use both my citibank cc in Louisiana ...I'm in CA. And actually, Citibank called ME to let me know of suspicious activity on my account. THey took care of it and gave me new account numbers. Why don't you just CALL your bank...remember than thingie people used to use BEFORE the online banking...it's called a phone. Just call them ASAP or you'll end up being responsible for it since you knew about it and did nothing (especially since it's a debit card and not cc). maybe you can't read well, shithead. the back was closed for 30 minutes already when this was discovered. i;m assuming they know since it was shut off, and I have e-mailed correspondence I might be a shithead, but what kind of DUMBFUCK banks at a bank that actually "closes". Most banks have customer service 24/7. What? you bank at the corner lemonade stand? haha. you, sir are a scholar. i bank with smaller, independent banks. not the Chase's and other elite banks. Have 3 accounts with 3 different banks, the only 24/hr lines are to report a lost/stolen card. [link to unblockanything.com] |
mtn_mang
(OP) User ID: 20008997 United States 08/14/2012 07:17 PM Report Abusive Post Report Copyright Violation | ... Quoting: mtn_mang maybe you can't read well, shithead. the back was closed for 30 minutes already when this was discovered. i;m assuming they know since it was shut off, and I have e-mailed correspondence I might be a shithead, but what kind of DUMBFUCK banks at a bank that actually "closes". Most banks have customer service 24/7. What? you bank at the corner lemonade stand? haha. you, sir are a scholar. i bank with smaller, independent banks. not the Chase's and other elite banks. Have 3 accounts with 3 different banks, the only 24/hr lines are to report a lost/stolen card. [link to unblockanything.com] okay, i am a dumbfuck. what is this website? |
Anonymous Coward User ID: 21966855 United States 08/14/2012 07:21 PM Report Abusive Post Report Copyright Violation | your bank should have contacted you that there was a purchase in another state see banks have a program and see how you use your debit card.... if your habits change they should contact you ask you if this is you using the debit your bank should have you covered too... if not when the bank openes take your money out find a bank that cares OR fuck the banks all together use it only to cash a check and take cash out... most all banks require you to keep at least 100.00 bucks in the account or more you go below that they charge you! that i could never figure out charge you for going below an amount your own money! |
Anonymous Coward User ID: 21966855 United States 08/14/2012 07:23 PM Report Abusive Post Report Copyright Violation | |
Anonymous Coward User ID: 21966855 United States 08/14/2012 07:26 PM Report Abusive Post Report Copyright Violation | |
scorpio66
User ID: 2453057 United States 08/14/2012 07:29 PM Report Abusive Post Report Copyright Violation | turns out, you can't dispute it if it is still just an "authorization" - it has to actually post as a completed transaction before they will do anything. your money is tied up that whole time, sucks. also, some banks charge YOU a fee to issue a new card despite it not being your fault. |
mtn_mang
(OP) User ID: 20008997 United States 08/14/2012 07:30 PM Report Abusive Post Report Copyright Violation | your bank should have contacted you that there was a purchase in another state Quoting: Anonymous Coward 21966855 see banks have a program and see how you use your debit card.... if your habits change they should contact you ask you if this is you using the debit your bank should have you covered too... if not when the bank openes take your money out find a bank that cares OR fuck the banks all together use it only to cash a check and take cash out... most all banks require you to keep at least 100.00 bucks in the account or more you go below that they charge you! that i could never figure out charge you for going below an amount your own money! Thanks for the advice my bank is usually good about this stuff. stopped a $200 transaction to france a few months ago and called me at 9:00AM to inform me they stopped it, and are issuing me a new card. I am certain they will call at 9 tomorrow, and they definitely shut down the card already since I got embarrassed at the ice cream shoppe, luckily I had some credit cards with me. Was mostly confused on how it happened inside a store in another state, but a previous poster helped to answer this when explaining how the info can be transferred to another type of card; ie-hotel keycards. Surely the bank can tell me exactly what time it was swiped, and hopefully the store has surveillance and these criminals can be brought to justice. Thanks you all for the great responses, it has truly helped. GLP-power! |
mtn_mang
(OP) User ID: 20008997 United States 08/14/2012 07:37 PM Report Abusive Post Report Copyright Violation | this happened to me - someone in brazil somehow was using my check card info for several transactions. Quoting: scorpio66 turns out, you can't dispute it if it is still just an "authorization" - it has to actually post as a completed transaction before they will do anything. your money is tied up that whole time, sucks. also, some banks charge YOU a fee to issue a new card despite it not being your fault. sorry that happened to you, too. guess there will never be an end to this kind of treachery, there are always be people out there that are willing to work very, very hard...at ripping other people off like a scumbag. Bank didn't charge me for the last card replacement, but they may this time since it is 2 in one year I'm 'high risk' lol |
Anonymous Coward User ID: 2213382 United Kingdom 08/14/2012 07:38 PM Report Abusive Post Report Copyright Violation | |
Anonymous Coward User ID: 11430072 United States 08/14/2012 07:40 PM Report Abusive Post Report Copyright Violation | Close your bank account and start using cash. I've never had my cash declined by a retailer. Never. Quoting: Factual Error some places do not accept $100 bills anymore or even $50 bills. Nationwide Insurance does not take $100 bills at their pay counters anymore. I saw a Mexican in line to pay his auto insurance, over $700 was his bill. He laid out 7 stacks of $20 bills to wit the clerk had to use her forgery marking pen on every single bill to see if it was counterfeit. It took over 10 mins for her to do that transaction when 7 $100 bills could have done the job. |
Anonymous Coward User ID: 16542544 United States 08/14/2012 07:43 PM Report Abusive Post Report Copyright Violation | |
mtn_mang
(OP) User ID: 20008997 United States 08/14/2012 07:47 PM Report Abusive Post Report Copyright Violation | Dispute the charge... Your bank will likely work with you to rectify the matter... After that, close your account and open a new one so that the old card is no longer active. Quoting: ANHEDONIC for sure, bru. no way that charge is gonna fly, they probably saw that I bought beers and smokes here in WEst by God in the morning and somehow made it to AL (which i have never been to) later in the day. They always do a replacement card with new numbers, but do you think I should change actual bank account number? |
scorpio66
User ID: 2453057 United States 08/14/2012 10:46 PM Report Abusive Post Report Copyright Violation | Dispute the charge... Your bank will likely work with you to rectify the matter... After that, close your account and open a new one so that the old card is no longer active. Quoting: ANHEDONIC for sure, bru. no way that charge is gonna fly, they probably saw that I bought beers and smokes here in WEst by God in the morning and somehow made it to AL (which i have never been to) later in the day. They always do a replacement card with new numbers, but do you think I should change actual bank account number? It's me from earlier in the thread - I had this happen to me too. It has been probably over a year ago and I got a new card but still have my same bank account. Haven't had any other problems since (knock on wood). I wouldn't think you need to get a new account. We need to get those little card holder things that block people from reading the cards I guess. |
Anonymous Coward User ID: 12064276 United States 08/14/2012 10:54 PM Report Abusive Post Report Copyright Violation | Dispute the charge... Your bank will likely work with you to rectify the matter... After that, close your account and open a new one so that the old card is no longer active. Quoting: ANHEDONIC for sure, bru. no way that charge is gonna fly, they probably saw that I bought beers and smokes here in WEst by God in the morning and somehow made it to AL (which i have never been to) later in the day. They always do a replacement card with new numbers, but do you think I should change actual bank account number? usually the acct # on the card is different from the actual bank acct but link to each other for business transaction... so a new card # can be linked to your old checking or saving acct and the bank just blocks the old card from having access to any of it. |
Anonymous Coward User ID: 3825949 United States 08/16/2012 10:35 AM Report Abusive Post Report Copyright Violation | |
mtn_mang
(OP) User ID: 20008997 United States 08/16/2012 01:28 PM Report Abusive Post Report Copyright Violation | |