The love of money and the materialism that can buy over the love of people and what that money instead could do for them. Creating and then rewarding a generation of takers and borrowers while punishing those who live traditional by giving and living within their means and the redistribution the wealth of those yet born, leaving them with less via huge debts and then expecting them to better mankind to come up with solutions that even those with all the huge expansion of credit and vast subsidy could not even solve.