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I have 18,601.37 in my bank account to last 2 years. Paycheck to responsibility pwns!

 
Anonymous Coward
User ID: 72201833
United States
11/04/2017 06:45 AM
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I have 18,601.37 in my bank account to last 2 years. Paycheck to responsibility pwns!
Checked our balance today. We have 18,601.37 in our bank account to last 2 years...

I hope you poor-ass people earning 5 figures are happy.

I am happy about living with the responsibilities I endured early in my life to be making a great living!!!

Our mortgage plus expenses for a family of 4 is at near equilibrium, that 18.6k is for unexpected expenses, unexpected healthcare expenses(see below) and any overspending we do over the next 2 years where we project to sell the home or begin renting it while we move to a larger home. I recently refinanced to a new 30 year while trimming about 150 a month, as well as moving to a HRA insurance plan saving about 200 a month. If anyone has any major health issues we'll need to burn up most of that for the deductible.

I saw the OP of the other thread did basically none of this planning and expected to buy 6 packs every day and lease a new car every 2 years so wanted to respond with something sensible for others to read.
Anonymous Coward
User ID: 74855062
United States
11/04/2017 07:19 AM
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Re: I have 18,601.37 in my bank account to last 2 years. Paycheck to responsibility pwns!
chump
Anonymous Coward
User ID: 74955977
Canada
11/04/2017 07:20 AM
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Re: I have 18,601.37 in my bank account to last 2 years. Paycheck to responsibility pwns!
My hero!!!!!!blahblah5
Anonymous Coward
User ID: 75768831
United States
11/04/2017 07:26 AM
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Re: I have 18,601.37 in my bank account to last 2 years. Paycheck to responsibility pwns!
We all have our ups and downs. It would be nice to preach that people need to save for a rainy day, but with some of the low wages, it takes a long time to save - especially when housing and cars are necessities and cost a fortune. Just be careful about being smug, it can come back to bite you in the axx. I've been there, done that. I don't care who you are, life happens (i.e. shit happens).
jkm1864

User ID: 74933864
United States
11/04/2017 07:41 AM
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Re: I have 18,601.37 in my bank account to last 2 years. Paycheck to responsibility pwns!
I have no idea what You are talking about and I'm sure I'm not the only one? Are You bragging or are You bitching to the evil rich people??
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TlvmmCpoft

User ID: 75725687
Malta
11/04/2017 07:42 AM
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Re: I have 18,601.37 in my bank account to last 2 years. Paycheck to responsibility pwns!
I feel like it should be more.
That's like living paycheck to paycheck with a buffer.
I don't know what lies they told you, but I can promise they were lies.

There's a fine line between training, trauma, and torture.
Anonymous Coward
User ID: 75719376
Australia
11/04/2017 07:47 AM
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Re: I have 18,601.37 in my bank account to last 2 years. Paycheck to responsibility pwns!
Don't forget to swallow ohyeah
Anonymous Coward (OP)
User ID: 72201833
United States
11/04/2017 08:14 AM
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Re: I have 18,601.37 in my bank account to last 2 years. Paycheck to responsibility pwns!
We all have our ups and downs. It would be nice to preach that people need to save for a rainy day, but with some of the low wages, it takes a long time to save - especially when housing and cars are necessities and cost a fortune. Just be careful about being smug, it can come back to bite you in the axx. I've been there, done that. I don't care who you are, life happens (i.e. shit happens).
 Quoting: Anonymous Coward 75768831


good point..the finances could definitely teeter the other way and completely go to shit.
Ralphyboy
User ID: 74677451
United States
11/04/2017 08:19 AM
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Re: I have 18,601.37 in my bank account to last 2 years. Paycheck to responsibility pwns!
18 grand in the bank? That's not money. Get another 0 or 2 on that then come brag.
Anonymous Coward
User ID: 73201098
United States
11/04/2017 08:43 AM
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Re: I have 18,601.37 in my bank account to last 2 years. Paycheck to responsibility pwns!
$18K in the bank!

That’s all well good except for one thing...

Any money that is deposited in any US financial institution, I.e. bank is not your personal property.

That means that the bank owns the money in your account and not you.

So in a SHTF event, your screwed cause you won’t have any access to the funds.

Not to mention any potential bank bail ins. You can research that one.

But go on keep telling yourself that your oh so much better off than everyone else.
SirTrevsalot
User ID: 75793712
Canada
11/04/2017 09:00 AM
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Re: I have 18,601.37 in my bank account to last 2 years. Paycheck to responsibility pwns!
I was going to say the same thing. Money in the bank means nothing when you can't access it when SHTF. Needs to be in cash, and trade goods. Precious metals, smokes, alcohol, food etc
Anonymous Coward
User ID: 75580120
United States
11/04/2017 09:04 AM
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Re: I have 18,601.37 in my bank account to last 2 years. Paycheck to responsibility pwns!
How much in gold do you have?
Anonymous Coward
User ID: 71704362
United States
11/04/2017 09:09 AM
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Re: I have 18,601.37 in my bank account to last 2 years. Paycheck to responsibility pwns!
18k? Lol you fucking peasant
Anonymous Coward
User ID: 75502631
Canada
11/04/2017 09:56 AM
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Re: I have 18,601.37 in my bank account to last 2 years. Paycheck to responsibility pwns!
LMAO look at you. 18k in depreciating assets!iamwith
Anonymous Coward
User ID: 75403762
United States
11/04/2017 10:05 AM
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Re: I have 18,601.37 in my bank account to last 2 years. Paycheck to responsibility pwns!
Congrats...most have less than one grand.
Anonymous Coward
User ID: 63870478
United States
11/04/2017 10:23 AM
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Re: I have 18,601.37 in my bank account to last 2 years. Paycheck to responsibility pwns!
$18K in the bank!

That’s all well good except for one thing...

Any money that is deposited in any US financial institution, I.e. bank is not your personal property.

That means that the bank owns the money in your account and not you.

So in a SHTF event, your screwed cause you won’t have any access to the funds.

Not to mention any potential bank bail ins. You can research that one.

But go on keep telling yourself that your oh so much better off than everyone else.
 Quoting: Anonymous Coward 73201098


Too bad SHTF won't be happening in our lifetimes buddy. Save your money bruv.
Anonymous Coward
User ID: 63870478
United States
11/04/2017 10:24 AM
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Re: I have 18,601.37 in my bank account to last 2 years. Paycheck to responsibility pwns!
Look at the uptight little shits still hellbent on doom or SHTF to excuse themselves from actually enjoying this hologram and saving money
Anonymous Coward
User ID: 74955977
Canada
11/04/2017 10:27 AM
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Re: I have 18,601.37 in my bank account to last 2 years. Paycheck to responsibility pwns!
Look at the uptight little shits still hellbent on doom or SHTF to excuse themselves from actually enjoying this hologram and saving money
 Quoting: Anonymous Coward 63870478


so why are you at a conspiracy forum then?
Anonymous Coward
User ID: 51994186
United States
11/04/2017 10:54 PM
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Re: I have 18,601.37 in my bank account to last 2 years. Paycheck to responsibility pwns!
18k won't last you 2 yrs lol
Anonymous Coward
User ID: 75796284
United States
11/04/2017 11:01 PM
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Re: I have 18,601.37 in my bank account to last 2 years. Paycheck to responsibility pwns!
Google "haircut".





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