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How much is your monthly mortgage....

 
Shadow Dance

User ID: 59490123
United States
12/13/2019 11:39 AM

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Re: How much is your monthly mortgage....
There is a perpetual mortgage called a PROPERTY TAX what most fail to understand. You paid of the loan on the structure the land is never yours!
 Quoting: Anonymous Coward 77701462


In Colorado, if you are 60 yo and have owned the property for ten years, you don't have to pay property taxes any more ... so - yes, in some states, you actually do own your property, with no ties to the state ... nanny nanny boo boo
Anonymous Coward
User ID: 26871372
United States
12/13/2019 11:44 AM
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Re: How much is your monthly mortgage....
There is a perpetual mortgage called a PROPERTY TAX what most fail to understand. You paid of the loan on the structure the land is never yours!
 Quoting: Anonymous Coward 77701462


In Colorado, if you are 60 yo and have owned the property for ten years, you don't have to pay property taxes any more ... so - yes, in some states, you actually do own your property, with no ties to the state ... nanny nanny boo boo
 Quoting: Shadow Dance


There is something similar in California but the unpaid tax is still accrued and must be paid back when you die or sell. I doubt it's a free lunch in Colorado either but that's great if it is
Anonymous Coward
User ID: 78186200
United States
12/13/2019 11:48 AM
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Re: How much is your monthly mortgage....
$650.00 a month 3 br 2 ba brick house on 1 acre in the country surrounded by woods and farms.
 Quoting: catnahalf


Ditto, but a modular. I have 600 feet to my nearest neighbor and a wild fence line that hides my house from road view.
Anonymous Coward
User ID: 64586599
United States
12/13/2019 11:49 AM
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Re: How much is your monthly mortgage....
$825 a month. It will be paid off in three years.
Anonymous Coward
User ID: 77119396
United States
12/13/2019 11:52 AM
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Re: How much is your monthly mortgage....
There is a perpetual mortgage called a PROPERTY TAX what most fail to understand. You paid of the loan on the structure the land is never yours!
 Quoting: Anonymous Coward 77701462


Property tax is INSANE. We pay ~$19,000 a year in real estate taxes on our primary.
 Quoting: Lady Jayne Smith


Mine is $5k/year...and the neighbors are insane by drinking the local water. It's all nuts.
thetrickybigguy

User ID: 77585802
United States
12/13/2019 11:54 AM

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Re: How much is your monthly mortgage....
There is a perpetual mortgage called a PROPERTY TAX what most fail to understand. You paid of the loan on the structure the land is never yours!
 Quoting: Anonymous Coward 77701462


Property tax is INSANE. We pay ~$19,000 a year in real estate taxes on our primary.
 Quoting: Lady Jayne Smith


Mine is $5k/year...and the neighbors are insane by drinking the local water. It's all nuts.
 Quoting: pool


800 a year property taxes on the condo
Falling down is a part of life, getting back up is living. ~

Life is about choices, you get to make them each and every day of your life. ~

Capitalization is the difference between helping your Uncle Jack off a horse and helping your uncle jack off a horse.~

Only in America... do we use the word 'politics' to describe the process so well: 'Poloi' in Greek meaning 'many' and 'tics' meaning 'bloodsucking creatures'.~

“When a government is dependent for money upon the bankers, they and not the government leaders control the nation. This is because the hand that gives is above the hand that takes. Financiers are without patriotism and without decency.”

If you're not a liberal at twenty you have no heart, if you're not a conservative at forty you have no brain.

Winston Churchill
Lady Jayne SmithModerator
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12/13/2019 11:55 AM

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Re: How much is your monthly mortgage....
There is a perpetual mortgage called a PROPERTY TAX what most fail to understand. You paid of the loan on the structure the land is never yours!
 Quoting: Anonymous Coward 77701462


Property tax is INSANE. We pay ~$19,000 a year in real estate taxes on our primary.
 Quoting: Lady Jayne Smith


holy shit. do you own like 4000 acres or something. WOW!!!!!!!!!!!!!
 Quoting: Anonymous Coward 5381031


No. One acre, large house.
Fate whispers to the warrior

"You cannot withstand the storm"

the warrior whispers back

"I am the storm"

INTJ-A

Killer Bunny
Anonymous Coward
User ID: 77119396
United States
12/13/2019 11:57 AM
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Re: How much is your monthly mortgage....
800 a year property taxes on the condo
 Quoting: thetrickybigguy


Aw, tell your wife I'm moving in..... lmao
))) CHL2T (((

User ID: 77263290
United States
12/13/2019 11:57 AM

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Re: How much is your monthly mortgage....
2800, offset by renters, my kids and sister
Renters-1800
Kids-400
Sister-400

So really only 200 bucks a month
Utilities about 1200

All this for a 6,000 sq ft house surrounded by 4 acres between freeattle and everrot

finger1
Anonymous Coward
User ID: 77119396
United States
12/13/2019 11:58 AM
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Re: How much is your monthly mortgage....
There is a perpetual mortgage called a PROPERTY TAX what most fail to understand. You paid of the loan on the structure the land is never yours!
 Quoting: Anonymous Coward 77701462


Property tax is INSANE. We pay ~$19,000 a year in real estate taxes on our primary.
 Quoting: Lady Jayne Smith


holy shit. do you own like 4000 acres or something. WOW!!!!!!!!!!!!!
 Quoting: Anonymous Coward 5381031


No. One acre, large house.
 Quoting: Lady Jayne Smith


She saved money with a no tattoo, policy. lmao
Lady Jayne SmithModerator
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12/13/2019 11:59 AM

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Re: How much is your monthly mortgage....
There is a perpetual mortgage called a PROPERTY TAX what most fail to understand. You paid of the loan on the structure the land is never yours!
 Quoting: Anonymous Coward 77701462


Property tax is INSANE. We pay ~$19,000 a year in real estate taxes on our primary.
 Quoting: Lady Jayne Smith


Mine is $5k/year...and the neighbors are insane by drinking the local water. It's all nuts.
 Quoting: pool


800 a year property taxes on the condo
 Quoting: thetrickybigguy


Our condo is $6K per year, but it is oceanfront, and is short term rented more often than not ..... so ... it pays for itself. The house in Northern Virginia is another $14K in taxes, but again, it is long term leased and operates in the green.
Fate whispers to the warrior

"You cannot withstand the storm"

the warrior whispers back

"I am the storm"

INTJ-A

Killer Bunny
Lady Jayne SmithModerator
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12/13/2019 12:00 PM

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Re: How much is your monthly mortgage....
...


Property tax is INSANE. We pay ~$19,000 a year in real estate taxes on our primary.
 Quoting: Lady Jayne Smith


holy shit. do you own like 4000 acres or something. WOW!!!!!!!!!!!!!
 Quoting: Anonymous Coward 5381031


No. One acre, large house.
 Quoting: Lady Jayne Smith


She saved money with a no tattoo, policy. lmao
 Quoting: pool


True tounge
Fate whispers to the warrior

"You cannot withstand the storm"

the warrior whispers back

"I am the storm"

INTJ-A

Killer Bunny
Anonymous Coward
User ID: 78246572
United States
12/13/2019 12:02 PM
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Re: How much is your monthly mortgage....
0$ Paid off the house 10 years ago.
 Quoting: Carol B.


$0 for me as well. House has been paid off since 2014.
thetrickybigguy

User ID: 77585802
United States
12/13/2019 12:04 PM

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Re: How much is your monthly mortgage....
800 a year property taxes on the condo
 Quoting: thetrickybigguy


Aw, tell your wife I'm moving in..... lmao
 Quoting: pool


You know I've never been married so no worries.

I've been waiting for you to score the mansion in so be what's taking so long?

drevil
Falling down is a part of life, getting back up is living. ~

Life is about choices, you get to make them each and every day of your life. ~

Capitalization is the difference between helping your Uncle Jack off a horse and helping your uncle jack off a horse.~

Only in America... do we use the word 'politics' to describe the process so well: 'Poloi' in Greek meaning 'many' and 'tics' meaning 'bloodsucking creatures'.~

“When a government is dependent for money upon the bankers, they and not the government leaders control the nation. This is because the hand that gives is above the hand that takes. Financiers are without patriotism and without decency.”

If you're not a liberal at twenty you have no heart, if you're not a conservative at forty you have no brain.

Winston Churchill
thetrickybigguy

User ID: 77585802
United States
12/13/2019 12:06 PM

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Re: How much is your monthly mortgage....
...


Property tax is INSANE. We pay ~$19,000 a year in real estate taxes on our primary.
 Quoting: Lady Jayne Smith


Mine is $5k/year...and the neighbors are insane by drinking the local water. It's all nuts.
 Quoting: pool


800 a year property taxes on the condo
 Quoting: thetrickybigguy


Our condo is $6K per year, but it is oceanfront, and is short term rented more often than not ..... so ... it pays for itself. The house in Northern Virginia is another $14K in taxes, but again, it is long term leased and operates in the green.
 Quoting: Lady Jayne Smith

Holy shit those are some heavy numbers every year LJ.
Falling down is a part of life, getting back up is living. ~

Life is about choices, you get to make them each and every day of your life. ~

Capitalization is the difference between helping your Uncle Jack off a horse and helping your uncle jack off a horse.~

Only in America... do we use the word 'politics' to describe the process so well: 'Poloi' in Greek meaning 'many' and 'tics' meaning 'bloodsucking creatures'.~

“When a government is dependent for money upon the bankers, they and not the government leaders control the nation. This is because the hand that gives is above the hand that takes. Financiers are without patriotism and without decency.”

If you're not a liberal at twenty you have no heart, if you're not a conservative at forty you have no brain.

Winston Churchill
Anonymous Coward
User ID: 73364948
United States
12/13/2019 12:09 PM
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Re: How much is your monthly mortgage....
My tenants pay my mortgage....
Anonymous Coward
User ID: 77119396
United States
12/13/2019 12:09 PM
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Re: How much is your monthly mortgage....
800 a year property taxes on the condo
 Quoting: thetrickybigguy


Aw, tell your wife I'm moving in..... lmao
 Quoting: pool


You know I've never been married so no worries.

I've been waiting for you to score the mansion in so be what's taking so long?

drevil
 Quoting: thetrickybigguy


My boyfriend is growing fond of me... lmao
))) CHL2T (((

User ID: 77263290
United States
12/13/2019 12:12 PM

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Re: How much is your monthly mortgage....
Don't get me started on propey taxes

it's over 14,000 :(
Lady Jayne SmithModerator
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12/13/2019 12:14 PM

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Re: How much is your monthly mortgage....
...


Mine is $5k/year...and the neighbors are insane by drinking the local water. It's all nuts.
 Quoting: pool


800 a year property taxes on the condo
 Quoting: thetrickybigguy


Our condo is $6K per year, but it is oceanfront, and is short term rented more often than not ..... so ... it pays for itself. The house in Northern Virginia is another $14K in taxes, but again, it is long term leased and operates in the green.
 Quoting: Lady Jayne Smith

Holy shit those are some heavy numbers every year LJ.
 Quoting: thetrickybigguy


The investment properties are in high rent areas, with a very high chance of serious price appreciation. The plan is to sell down the road, and make bank ... hopefully.
Fate whispers to the warrior

"You cannot withstand the storm"

the warrior whispers back

"I am the storm"

INTJ-A

Killer Bunny
thetrickybigguy

User ID: 77585802
United States
12/13/2019 12:16 PM

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Re: How much is your monthly mortgage....
800 a year property taxes on the condo
 Quoting: thetrickybigguy


Aw, tell your wife I'm moving in..... lmao
 Quoting: pool


You know I've never been married so no worries.

I've been waiting for you to score the mansion in so be what's taking so long?

drevil
 Quoting: thetrickybigguy


My boyfriend is growing fond of me... lmao
 Quoting: pool


Finally after all this time?

Took him long enough huh.
Falling down is a part of life, getting back up is living. ~

Life is about choices, you get to make them each and every day of your life. ~

Capitalization is the difference between helping your Uncle Jack off a horse and helping your uncle jack off a horse.~

Only in America... do we use the word 'politics' to describe the process so well: 'Poloi' in Greek meaning 'many' and 'tics' meaning 'bloodsucking creatures'.~

“When a government is dependent for money upon the bankers, they and not the government leaders control the nation. This is because the hand that gives is above the hand that takes. Financiers are without patriotism and without decency.”

If you're not a liberal at twenty you have no heart, if you're not a conservative at forty you have no brain.

Winston Churchill
Anonymous Coward
User ID: 77983957
United States
12/13/2019 12:17 PM
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Re: How much is your monthly mortgage....
Just wondering because i noticed allot of peoples,mortgages are way different....

Just curious..

Thats all....
 Quoting: Seeker of Knowledge


$0 but the town steals $1100 of my money in taxes each month.
thetrickybigguy

User ID: 77585802
United States
12/13/2019 12:18 PM

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Re: How much is your monthly mortgage....
...


800 a year property taxes on the condo
 Quoting: thetrickybigguy


Our condo is $6K per year, but it is oceanfront, and is short term rented more often than not ..... so ... it pays for itself. The house in Northern Virginia is another $14K in taxes, but again, it is long term leased and operates in the green.
 Quoting: Lady Jayne Smith

Holy shit those are some heavy numbers every year LJ.
 Quoting: thetrickybigguy


The investment properties are in high rent areas, with a very high chance of serious price appreciation. The plan is to sell down the road, and make bank ... hopefully.
 Quoting: Lady Jayne Smith


Sounds like the plan is moving in the right direction good for you guys.
Falling down is a part of life, getting back up is living. ~

Life is about choices, you get to make them each and every day of your life. ~

Capitalization is the difference between helping your Uncle Jack off a horse and helping your uncle jack off a horse.~

Only in America... do we use the word 'politics' to describe the process so well: 'Poloi' in Greek meaning 'many' and 'tics' meaning 'bloodsucking creatures'.~

“When a government is dependent for money upon the bankers, they and not the government leaders control the nation. This is because the hand that gives is above the hand that takes. Financiers are without patriotism and without decency.”

If you're not a liberal at twenty you have no heart, if you're not a conservative at forty you have no brain.

Winston Churchill
Anonymous Coward
User ID: 78246572
United States
12/13/2019 12:19 PM
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Re: How much is your monthly mortgage....
I'll just say this.

For those who have strapped themselves in with gigantic mortgages, property taxes and insurance coverage. Keep in mind, nothing in life is guaranteed, especially when it comes to our health.

We're all just one accident or unfortunate event away from catastrophic financial times.

This is why I keep it real with $0 of debt (my humble abode is paid off with low taxes). $0 mortgage, $0 credit card debt, low tax and insurance burden.

If anything unexpected happens to me, I can live on very little for a long time without worrying if my taxes will be covered. Capiche?

I'm starting a new business in 2020. Even if I make a shit ton of money, I will live very modest and keep my insurance/tax burden very light.

BIG homes require a lot of energy, a lot of upkeep, a lot of everything.

Be humble and wise, keep life simple.
Anonymous Coward
User ID: 78247577
United States
12/13/2019 12:21 PM
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Re: How much is your monthly mortgage....
$1265 two years left to pay. I just retired but have the cash to pay it off next month.
Galaxy500

User ID: 39939450
United States
12/13/2019 12:25 PM
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Re: How much is your monthly mortgage....
Just wondering because i noticed allot of peoples,mortgages are way different....

Just curious..

Thats all....
 Quoting: Seeker of Knowledge


It used to be $1,700 a month until buying another home for cash.
Had no choice but to walk away from a never ending money pit.
Commie Twitter Refugee
GHETTR @GalaxyRose
bloomburg syndrome
User ID: 75335941
United States
12/13/2019 12:25 PM
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Re: How much is your monthly mortgage....
I googled car insurance rates one time gave a fake phone number, within 2 hours over 20 insurance companies called me on my cell phone.
 Quoting: Jake
Israelis have socialized medicine .....paid for by the American taxpayer .........the hidden costs of supporting the apartheid occupation of Palestine ..........shame on theAIPAC warmongers and bruce ''the stalker'' seiden of Blackcube.
Anonymous Coward
User ID: 75282507
United States
12/13/2019 12:28 PM
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Re: How much is your monthly mortgage....
$319 a month for another 3 years then the mobile home is paid off.
 Quoting: Anonymous Coward 816751


And then you're what? Enriched? Explain why anyone would get a shitty mobile home.
 Quoting: Anonymous Coward 73848670


I don't live in one but understand a roof, is JUST THAT!

Don't be a dipshit!
Rev Woo-Woo

User ID: 78176490
United States
12/13/2019 12:32 PM

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Re: How much is your monthly mortgage....
You own nothing you are a tenant...look at your title...right to use...you can not sell the land...it is a registered deed to use....much like an automobile.... now you sell a toaster..outright because you paid the definitive tax to the state....tax collected are recording deeds at time of closing.....unless you have a land patent title or allodial title...sorry to be a buzzkill
 Quoting: Anonymous Coward 76770252


We have a Royal Land Patent with allodial title. wink
 Quoting: Rev Woo-Woo


Please share your story and knowledge
 Quoting: Anonymous Coward 76770252


My man is Hawaiian. Kuleana and Royal Land Patents were granted by King Kamehameha III in The Great Mahele of 1848.
“If we are peaceful, if we are happy, we can smile and blossom like a flower, and everyone in our family, our entire society, will benefit from our peace.”
Thich Nhat Hanh, Being Peace

"But ask the animals, and they will teach you,
or the birds in the sky, and they will tell you;
or speak to the earth, and it will teach you,
or let the fish in the sea inform you." - Job 12:7,8

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Anonymous Coward
User ID: 54497696
United States
12/13/2019 12:36 PM
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Re: How much is your monthly mortgage....
1 million dollars

drevil

Actually less than $900 a month!!
Seeker of Knowledge  (OP)

User ID: 54789724
United States
12/13/2019 12:40 PM
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Re: How much is your monthly mortgage....
There is a perpetual mortgage called a PROPERTY TAX what most fail to understand. You paid of the loan on the structure the land is never yours!
 Quoting: Anonymous Coward 77701462


In Colorado, if you are 60 yo and have owned the property for ten years, you don't have to pay property taxes any more ... so - yes, in some states, you actually do own your property, with no ties to the state ... nanny nanny boo boo
 Quoting: Shadow Dance


Wow, that's nice to know... Love that
Seeker of Knowledge

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