What would you do to reset the system?

Wipe out all consumer debt

Make all mortgages 0%, people pay what they want, bank (of england) gets money back on any future sale, homeowner or estate of the dead get equity (if any)

Block All Evictions, either benefits or people pay rent capped to maximum of income

Double any positive credit bank balances so savers etc don't feel fucked in the ass so much