Bzzzz wrong you forgot one little thing business insurance pays out in case of Riot damage or arson did you know that it pays out for fucking arson! So yeah these shitty little business owners will just have their own shit trashed, cash in move out and leave the shit damaged. They're not going to fix that stuff theyre just going to cash out and leave town. But hey one thing that will happen is there's going to be a big bailout for all these insurance companies get ready for more quantitative easing yay