I would have a difficult time believing OP's story except for one detail. The most discussed detail. The payphone. Yes, payphones are still around, albeit few and far between, but how many of us use them? I think the last one I saw was at least a decade ago. I've seen hundreds of elaborate doom tales over the years; some are idiotic, some are fantastic. But to include, especially in 2020, a payphone? Whether or not the shit hits the fan this week, I do believe, at least, the story.