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G A M E C H A N G E R—ALL Pre-Existing Conditions Will Now Be Included on All Medical Insurance

 
LaSuperNueva

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08/07/2020 09:03 PM
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Re: G A M E C H A N G E R—ALL Pre-Existing Conditions Will Now Be Included on All Medical Insurance


Last Edited by LaSuperNueva on 08/07/2020 09:15 PM
Many people would rather die than think.
Anonymous Coward
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08/07/2020 09:04 PM
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Re: G A M E C H A N G E R—ALL Pre-Existing Conditions Will Now Be Included on All Medical Insurance
Anyone questioning the legality should refer to the previous administration that set the precedent of going this route
 Quoting: Godzilla1980


From the Health and Human Services website:

Under the Affordable Care Act, health insurance companies can’t refuse to cover you or charge you more just because you have a “pre-existing condition” — that is, a health problem you had before the date that new health coverage starts. They also can’t charge women more than men.

[link to www.hhs.gov (secure)]

Pe-existing conditions have been covered for ten years since ACA was signed into law.

Who exactly is Trump trying to bullshit here?
 Quoting: Anonymous Coward 78988607


Not all health insurance plans are ACA compliant, primarily just plans through your employer or through the marketplace or medicaid will cover preexisting conditions. Plans outside of this did not have to cover pre-existing conditions...and rates were cheaper. But in recent years theyve gotten pretty damn expensive anyway.
 Quoting: bleep


Only plans that grandfathered in. That is, individual health insurance policy purchased on or before March 23, 2010.

Nobody would have one of those any more if they had pre-existing conditions excluded.

So now, that's not it.

Trump is blowing smoke. This is all bullshit for ignorant people who want to believe this is some sort of a "game changer". It's not changing anything.
 Quoting: Anonymous Coward 78988607




I used to work for a company that sold insurance, I quit last year because rates did get high, customers became increasingly hard to find. but still we sold insurance that excluded pre-existing conditions because the rates were better. A person had to qualify, but in some states it was far far cheaper than an aca compliant plan.

This changes things potentially but not for the better, now if you’re healthy, have no prexsisting conditions, your rates will be astronomical.

That’s how I see it...

BUT ..... since obamacare started, those companies found every loophole in the book to still sell plans that excluded prexisiting conditions. They will probably still be able to do so...

I dunno, glad to be outta the business.
T-Man
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08/07/2020 09:05 PM

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Re: G A M E C H A N G E R—ALL Pre-Existing Conditions Will Now Be Included on All Medical Insurance
Congrats American if this is true.
thats awesome
 Quoting: T-Man


insurance that covers pre-existing conditions is not insurance

imagine car insurance that covered pre-existing conditions

you'd buy your car insurance after it was wrecked

country is completely fucked when did people start thinking the govt was obligated to provide them healthcare ?

or in this case, ostensibly force private companies to do so ?

there is no way to do that without losing a lot of freedom
 Quoting: Anonymous Coward 78535160


i mean you have to start at some point. you cant just not ever cover something for all eternity if you want to get a better healthcare system.

i mean it works for us... i can call an ambulance whenever and dont have to worry about the bills other then the monthly costs of the cover i chose and a personal risk between 385 and 885 euros per year.
Terrebonne

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08/07/2020 09:07 PM

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Re: G A M E C H A N G E R—ALL Pre-Existing Conditions Will Now Be Included on All Medical Insurance
Hate to burst you trumpers bubble but we already have it with Obamacare. So what exactly are you talking about. And I know from experience.
 Quoting: NDFarm


An individual health insurance policy purchased on or before March 23, 2010. These plans weren’t sold through the Marketplace, but by insurance companies, agents, or brokers. They may not include some rights and protections provided under the Affordable Care Act.

[link to www.healthcare.gov (secure)]
 Quoting: Anonymous Coward 78988607

hesright

.
INFJ; We are the protectors.
Monty Python

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Re: G A M E C H A N G E R—ALL Pre-Existing Conditions Will Now Be Included on All Medical Insurance
President Trump on Friday teased an executive order to require health insurers to cover all pre-existing conditions, something already established under the Affordable Care Act, which his administration is suing to dismantle.

"Over the next two weeks I’ll be pursuing a major executive order requiring health insurance companies to cover all pre-existing conditions for all companies," Trump said during a news conference at his Bedminster property in New Jersey. "That’s a big thing. I’ve always been very strongly in favor. We have to cover pre-existing conditions."

Trump claimed such a thing "has never been done before," but insurance companies are already required to cover patients with pre-existing conditions under the Affordable Care Act.

[link to thehill.com (secure)]
 Quoting: Anonymous Coward 78988607


He can't legislate from the Resolute desk.

Meanwhile he's in the courts trying to dismantle the ACA, which already protects preexisting conditions.

Last Edited by Monty Python on 08/07/2020 09:11 PM
Monty Python's Flying Circus
Anonymous Coward
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Re: G A M E C H A N G E R—ALL Pre-Existing Conditions Will Now Be Included on All Medical Insurance
Hate to burst you trumpers bubble but we already have it with Obamacare. So what exactly are you talking about. And I know from experience.
 Quoting: NDFarm


I guess this just has to be posted over and over.

From the Health and Human Services website:

Under the Affordable Care Act, health insurance companies can’t refuse to cover you or charge you more just because you have a “pre-existing condition” — that is, a health problem you had before the date that new health coverage starts. They also can’t charge women more than men.

[link to www.hhs.gov (secure)]

Pe-existing conditions have been covered for ten years since ACA was signed into law.


Can't you see that Trump is just trying to con you and take credit for what we have had for ten years?
 Quoting: Anonymous Coward 78988607


You're like that 8 year old brat that keeps screaming the same stupid shit over and over again that no one listens to. The. Go sit in the corner.
Anonymous Coward
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08/07/2020 09:12 PM
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Re: G A M E C H A N G E R—ALL Pre-Existing Conditions Will Now Be Included on All Medical Insurance
Well rates will go sky high.
Anonymous Coward
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08/07/2020 09:12 PM
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Re: G A M E C H A N G E R—ALL Pre-Existing Conditions Will Now Be Included on All Medical Insurance
No, your insurance premiums aren't going to be cheaper.
In fact, you'll pay more. But hey, you'll have your pre-existing ED covered no questions asked!

The upper middle class will pay more than they already are.

...and the destitute will still not be able to afford it.

Winning!
Monty Python

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Re: G A M E C H A N G E R—ALL Pre-Existing Conditions Will Now Be Included on All Medical Insurance
Hate to burst you trumpers bubble but we already have it with Obamacare. So what exactly are you talking about. And I know from experience.
 Quoting: NDFarm


I guess this just has to be posted over and over.

From the Health and Human Services website:

Under the Affordable Care Act, health insurance companies can’t refuse to cover you or charge you more just because you have a “pre-existing condition” — that is, a health problem you had before the date that new health coverage starts. They also can’t charge women more than men.

[link to www.hhs.gov (secure)]

Pe-existing conditions have been covered for ten years since ACA was signed into law.


Can't you see that Trump is just trying to con you and take credit for what we have had for ten years?
 Quoting: Anonymous Coward 78988607


You're like that 8 year old brat that keeps screaming the same stupid shit over and over again that no one listens to. The. Go sit in the corner.
 Quoting: Anonymous Coward 77062089


And you're like lala don't confuse me with the truth!
Monty Python's Flying Circus
Anonymous Coward
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08/07/2020 09:12 PM
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Re: G A M E C H A N G E R—ALL Pre-Existing Conditions Will Now Be Included on All Medical Insurance
Trump just won the election
 Quoting: Bodiless


We can smell your desperation.

You are scared... really scared...
 Quoting: Anonymous Coward 76618118


Naw...that smell is your freshly fucked asshole.
Anonymous Coward
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08/07/2020 09:13 PM
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Re: G A M E C H A N G E R—ALL Pre-Existing Conditions Will Now Be Included on All Medical Insurance
Well rates will go sky high.
 Quoting: Anonymous Coward 69772217



Butch DeFeo

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08/07/2020 09:13 PM
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Re: G A M E C H A N G E R—ALL Pre-Existing Conditions Will Now Be Included on All Medical Insurance
THUMBSUP6767

:DONTCARETRUMP:
:DOCSRBAFFLED::redblueLED::DONTBEAPANDEMICS:
Only you can stop the fake pandemic for yourself, no one will ever tell you the pandemic is over. It's time to WIN.
Copperhead

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08/07/2020 09:13 PM

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Re: G A M E C H A N G E R—ALL Pre-Existing Conditions Will Now Be Included on All Medical Insurance
President Trump on Friday teased an executive order to require health insurers to cover all pre-existing conditions, something already established under the Affordable Care Act, which his administration is suing to dismantle.

"Over the next two weeks I’ll be pursuing a major executive order requiring health insurance companies to cover all pre-existing conditions for all companies," Trump said during a news conference at his Bedminster property in New Jersey. "That’s a big thing. I’ve always been very strongly in favor. We have to cover pre-existing conditions."

Trump claimed such a thing "has never been done before," but insurance companies are already required to cover patients with pre-existing conditions under the Affordable Care Act.

[link to thehill.com (secure)]
 Quoting: Anonymous Coward 78988607


He can't legislate from the Resolute desk.

Meanwhile he's in the courts trying to dismantle the ACA, which already protects preexisting conditions.
 Quoting: Monty Python


SCOTUS ruled that a President can rule from the Resolute Desk. It was the ruling about Barry's EO on immigration, and now President Trump is going to use the same tactic.

It is now established precedent.
Anonymous Coward
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08/07/2020 09:15 PM
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Re: G A M E C H A N G E R—ALL Pre-Existing Conditions Will Now Be Included on All Medical Insurance
It doesn't really matter at this point, anyway. Most Americans will be dead by 2030. Insurance is only useful at this point so some can die in a hospital bed.
Anonymous Coward
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08/07/2020 09:15 PM
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Re: G A M E C H A N G E R—ALL Pre-Existing Conditions Will Now Be Included on All Medical Insurance
Well trump made a point with pharmaceuticals, why does a drug company charge one country 10 cents but us $5. The money will probably come out of thin air, just like where Obamacare got all their money.

What will this do to premiums? What will it do to people's premiums who are not sick? Where does the money come from to pay for this? It sounds great...unfortunately we do not live in a society where you get something for nothing.
 Quoting: Anonymous Coward 76017695

 Quoting: GA 79108098


That’s the point. Close the bought and paid for loopholes. Breakup the restrictions. Make it a better more competitive market
 Quoting: Bodiless


Trump claimed during his campaign that he would immediately allow insurance companies to compete across state lines. He said that by allowing insurers to sell plans across state lines, “your premiums will be down 60 and 70 percent.”

Bait and switch.

He never did that either.

[link to www.factcheck.org (secure)]
 Quoting: Anonymous Coward 78988607


Here we are at the end of his first term and that never happened.

Bait and switch much?
Anonymous Coward
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08/07/2020 09:17 PM
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Re: G A M E C H A N G E R—ALL Pre-Existing Conditions Will Now Be Included on All Medical Insurance
Well rates will go sky high.
 Quoting: Anonymous Coward 69772217


Why?

BY LAW, PRE-EXISTING CONDITIONS ARE COVERED BY EVERY INSURANCE POLICY ISSUED TODAY.

(with the exception of junk temporary policies that Trump allowed to be sold beginning last year)
 Quoting: Anonymous Coward 79241101


Because rates were already continuing to go up due to that stipulation. Trump's fucking around with the ACA - beyond the mandate which was a win to get rid of it - slowed the increase. This will set the rate increases back on a fast track now. Unless, of course, they get the ACA thrown out altogether. But hey, by hook or crook, everyone is going to pay more.
Anonymous Coward
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08/07/2020 09:18 PM
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Re: G A M E C H A N G E R—ALL Pre-Existing Conditions Will Now Be Included on All Medical Insurance
Sticking it to Big Pharmacy! Parity on prescription drug medicine. Sticking it to Big Insurance and Big Medicine

Way the hell past time!
 Quoting: Bodiless


was great to finally see this ... wish it was a lot earlier, but better late than never .... hope so anyway, so many people hurting and others seem oblivious - maybe he diidn't know how bad it was or believed people blowing smoke at him? or finally just had enough and did the right thing?

either way ... very good for americans.
Anonymous Coward
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08/07/2020 09:19 PM
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Re: G A M E C H A N G E R—ALL Pre-Existing Conditions Will Now Be Included on All Medical Insurance
Sticking it to Big Pharmacy! Parity on prescription drug medicine. Sticking it to Big Insurance and Big Medicine

Way the hell past time!
 Quoting: Bodiless


was great to finally see this ... wish it was a lot earlier, but better late than never .... hope so anyway, so many people hurting and others seem oblivious - maybe he diidn't know how bad it was or believed people blowing smoke at him? or finally just had enough and did the right thing?

either way ... very good for americans.
 Quoting: Anonymous Coward 75830402


Yeah right. Believe it when you see it. Just like all the other promises he made about health care.
LaSuperNueva

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08/07/2020 09:20 PM
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Re: G A M E C H A N G E R—ALL Pre-Existing Conditions Will Now Be Included on All Medical Insurance
Denying someone coverage bc of a pre-existing condition and actually covering that condition are two very distinct things! Right?!
Many people would rather die than think.
BodilessModerator  (OP)
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08/07/2020 09:22 PM

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Re: G A M E C H A N G E R—ALL Pre-Existing Conditions Will Now Be Included on All Medical Insurance
What many of you tree fiddy no good nicks don’t understand is that the ACA has been defunded, and is well on its way to being dead and gone

Thusly, that one good provision is gone as well. Trump is fixing it the right way, by removing the hurdle completely, so that as the ACA is rolled back for the money grabbing illegal tax FOR the Demonrats, Americans do not loose that protection

Do try to stay up, y’all and quit living in your past inglorious memories. It really was all a lie and Baracks name is Barry
“We have assembled the most extensive and inclusive Voter Fraud Organization in the history of America”—Joe “SippyCup” Biden

Joe Biden will never be the man Michelle Obama is

The worst thing about dying is that you become a democratic voter for eternity
Anonymous Coward
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08/07/2020 09:24 PM
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Re: G A M E C H A N G E R—ALL Pre-Existing Conditions Will Now Be Included on All Medical Insurance
What many of you tree fiddy no good nicks don’t understand is that the ACA has been defunded, and is well on its way to being dead and gone

Thusly, that one good provision is gone as well. Trump is fixing it the right way, by removing the hurdle completely, so that as the ACA is rolled back for the money grabbing illegal tax FOR the Demonrats, Americans do not loose that protection

Do try to stay up, y’all and quit living in your past inglorious memories. It really was all a lie and Baracks name is Barry
 Quoting: Bodiless


rockon
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08/07/2020 09:25 PM
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Re: G A M E C H A N G E R—ALL Pre-Existing Conditions Will Now Be Included on All Medical Insurance
that will drive up rates
Anonymous Coward
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08/07/2020 09:25 PM
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Re: G A M E C H A N G E R—ALL Pre-Existing Conditions Will Now Be Included on All Medical Insurance
Trump just won the election
 Quoting: Bodiless


We can smell your desperation.

You are scared... really scared...
 Quoting: Anonymous Coward 76618118


Yes I am. I just don’t know what it will take for you to see how wonderful this is, whomever the hell did it. You just hate it because Trump is the MAN

Yes, I fear for you
 Quoting: Bodiless


The man who still has the USA under a state of federal emergency for corona?
Anonymous Coward
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08/07/2020 09:26 PM
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Re: G A M E C H A N G E R—ALL Pre-Existing Conditions Will Now Be Included on All Medical Insurance
Great, so now I can go get HIV by being a homosexual and have sex with 1000 people with HIV and you can pay for it.

Thanks socialism! whatever
Anonymous Coward
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08/07/2020 09:26 PM
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Re: G A M E C H A N G E R—ALL Pre-Existing Conditions Will Now Be Included on All Medical Insurance
Denying someone coverage bc of a pre-existing condition and actually covering that condition are two very distinct things! Right?!
 Quoting: LaSuperNueva



Yes. I could’ve sold you a non aca compliant plan and put in a provision that says it wont cover your asthma.
Anonymous Coward
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08/07/2020 09:29 PM
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Re: G A M E C H A N G E R—ALL Pre-Existing Conditions Will Now Be Included on All Medical Insurance
Good luck with this. What would anyone buy insurance until after they need it. Lol
Anonymous Coward
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08/07/2020 09:32 PM
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Re: G A M E C H A N G E R—ALL Pre-Existing Conditions Will Now Be Included on All Medical Insurance
What many of you tree fiddy no good nicks don’t understand is that the ACA has been defunded, and is well on its way to being dead and gone

Thusly, that one good provision is gone as well. Trump is fixing it the right way, by removing the hurdle completely, so that as the ACA is rolled back for the money grabbing illegal tax FOR the Demonrats, Americans do not loose that protection

Do try to stay up, y’all and quit living in your past inglorious memories. It really was all a lie and Baracks name is Barry
 Quoting: Bodiless


The only difference is the 'government' isn't forcing anyone to YOU to buy insurance, but the increasing rates remain because the government is forcing the insurance companies to cover everyone - which means, YOU pay more for the government still doing what you claim it isn't. Namely, forcing everyone to pay more for insurance.

The only win Trump has made is to kill the mandate, which allows for those with the means to take care of themselves and their health needs as they see fit. This is a very small percentage of the population. For the majority, they're still fucked. So, maybe that's a win - depending on who you are...
Anonymous Coward
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08/07/2020 09:33 PM
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Re: G A M E C H A N G E R—ALL Pre-Existing Conditions Will Now Be Included on All Medical Insurance
No Matter what the loony lefties say, they cannot deny the HUUUUGE accomplishments Trump has made. Well...they can deny them, but they would be wrong.

:stillwinning:
:trumptank:
 Quoting: PossumZero


Perhaps, but what about

vaccinations making children SICK
Chemtrails
Toxic meds
Fluoride in water systems
Toxic foods
Lack of Microwave oven guidelines
No deep state arrests
No term limits for Senators
No pedogate busts
Fauci, Gates, Soros wtf


I can come up with another 20 if I weren't exhausted
condor819

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08/07/2020 09:33 PM
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Re: G A M E C H A N G E R—ALL Pre-Existing Conditions Will Now Be Included on All Medical Insurance
Yeah...sure....I guess this is great news...But truthfully it just seems like more free shit for everybody else that I have to pay for. Been working and paying taxes for 40 years and never got a cent out of the system...Hell I didn’t even end up with the first $1200 stimulus check...guess I made too much...not sure how that is possible when everybody seemed to get one...even dead people. Believe it or not I’m a Trump guy (look at all my past posts...always supportive of him) just getting burned out finally. Free stuff for everbody...mask china flu complete bullshit...no arrests....schiff ...pelosi...Schumer all still prancing around laughing at us... speech just wore me out tonight...was great when everyone applauded at the masks/protesters remark though. Guess I just need to regroup tomorrow.
vodka5
Anonymous Coward
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08/07/2020 09:35 PM
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Re: G A M E C H A N G E R—ALL Pre-Existing Conditions Will Now Be Included on All Medical Insurance
Well rates will go sky high.
 Quoting: Anonymous Coward 69772217


Why?

BY LAW, PRE-EXISTING CONDITIONS ARE COVERED BY EVERY INSURANCE POLICY ISSUED TODAY.

(with the exception of junk temporary policies that Trump allowed to be sold beginning last year)
 Quoting: Anonymous Coward 79241101


No there are exceptions.

The only exception to the pre-existing coverage rule is for grandfathered individual health insurance plans -- the kind you buy yourself, not through an employer. They don’t have to cover pre-existing conditions.

Trump is exempting nobody. So these exceptions are eliminated.





GLP