I urge everyone to retire as soon as possible. the everyday stress is killing you, you will have a ton of money waiting for your heirs. It'll be heirs and not yours, cuz you'll be dead.

work is unnatural and 45 years of drudgery is way too many.

if you had a million dollars extra, what would you do with it? keep working and make more? most people have no clue how to spend it, and when you retire, your monthly expenses drop considerably (clothes, gas/commuting, repair bills, lunches, office collections, etc.)

get involved in a hobby. retiring now with internet is awesome, you can watch a youtube video and fix anything or learn anything you ever wanted. enjoy life, you worked plenty, retirement is a fantastic reward, don't miss it!