I was way ahead of you.

I used ALL of my savings and income to prep, buy livestock, and prepare my farm for losing electricity.

I did that over 9 months ago when the Wuhan Virus bio attack started.

Money in the bank is not working for you.

BTW, I sold some Rhodium when the market topped and used the money to buy some lovely dairy cows. Would much rather have milk than metal.

I also profited since everything I prepped went up in price.