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FICO WENT -95 POINTS AFTER $1,500 OF AMMO PURCHASE WITH AMEX

 
anybodysguess
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12/19/2020 07:52 PM
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FICO WENT -95 POINTS AFTER $1,500 OF AMMO PURCHASE WITH AMEX
Has this happened to anyone else?
Debug

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12/19/2020 07:54 PM
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Re: FICO WENT -95 POINTS AFTER $1,500 OF AMMO PURCHASE WITH AMEX
Did you pay the $1500 off when the statement was due?
anybodysguess  (OP)

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12/19/2020 07:55 PM
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Re: FICO WENT -95 POINTS AFTER $1,500 OF AMMO PURCHASE WITH AMEX
I pay off entire balance every month and had just made a payment less than a week before.
Anonymous Coward
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12/19/2020 07:57 PM
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Re: FICO WENT -95 POINTS AFTER $1,500 OF AMMO PURCHASE WITH AMEX
Causation correlation error on your part
Anonymous Coward
User ID: 79780037
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12/19/2020 07:57 PM
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Re: FICO WENT -95 POINTS AFTER $1,500 OF AMMO PURCHASE WITH AMEX
Has this happened to anyone else?
 Quoting: anybodysguess


what percentage of the credit limit on the card did you use? is the limit 2000 or close?

i think they ding you if you use a good chunk of the available credit on the card.

but who cares. you planning on getting a mortgage or car loan or something soon?
Moses Born Again

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12/19/2020 07:59 PM
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Re: FICO WENT -95 POINTS AFTER $1,500 OF AMMO PURCHASE WITH AMEX
Causation correlation error on your part
 Quoting: Anonymous Coward 78190192


opshouse
Moses Born Again
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12/19/2020 08:00 PM

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Re: FICO WENT -95 POINTS AFTER $1,500 OF AMMO PURCHASE WITH AMEX
Surprised someone let you buy 1500 in ammo. In pa shit is limited to one case per person due to limited supplies.
Anonymous Coward
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12/19/2020 08:01 PM
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Re: FICO WENT -95 POINTS AFTER $1,500 OF AMMO PURCHASE WITH AMEX
I pay off entire balance every month and had just made a payment less than a week before.
 Quoting: anybodysguess


If you're that concerned about your (social) credit score, maybe you should make a more politically correct purchase next time.

You DO know they're spying on you, right?

Yes?
Weyoun

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12/19/2020 08:02 PM
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Re: FICO WENT -95 POINTS AFTER $1,500 OF AMMO PURCHASE WITH AMEX
Surprised someone let you buy 1500 in ammo. In pa shit is limited to one case per person due to limited supplies.
 Quoting: Russian Hacker


$1500 is how much he paid for one case.
Anonymous Coward
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12/19/2020 08:02 PM
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Re: FICO WENT -95 POINTS AFTER $1,500 OF AMMO PURCHASE WITH AMEX
How many rounds did that get you, 10? ; )
Anonymous Coward
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12/19/2020 08:07 PM
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Re: FICO WENT -95 POINTS AFTER $1,500 OF AMMO PURCHASE WITH AMEX
Surprised someone let you buy 1500 in ammo. In pa shit is limited to one case per person due to limited supplies.
 Quoting: Russian Hacker


online you could buy drums or pallets before all this. and depending on caliber 1500$ may not be that many rounds.

neat box of 50bmg, what say 300 rounds? yeah.
Anonymous Coward
User ID: 79785762
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12/19/2020 08:11 PM
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Re: FICO WENT -95 POINTS AFTER $1,500 OF AMMO PURCHASE WITH AMEX
Who cares.
Usury is a crime btw
Anonymous Coward
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12/19/2020 08:20 PM
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Re: FICO WENT -95 POINTS AFTER $1,500 OF AMMO PURCHASE WITH AMEX
Unless you make and spend a lot of money any 1500 purchase can do that.
Anonymous Coward
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12/19/2020 08:22 PM
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Re: FICO WENT -95 POINTS AFTER $1,500 OF AMMO PURCHASE WITH AMEX
Well, if you’re credit is worth more than money, use cash.
Anonymous Coward
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12/19/2020 08:22 PM
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Re: FICO WENT -95 POINTS AFTER $1,500 OF AMMO PURCHASE WITH AMEX
I pay off entire balance every month and had just made a payment less than a week before.
 Quoting: anybodysguess


What matters is what the statement balance is when it is reported to the credit agencies. If $1500 takes up more than 30% of your credit limit, your score will plunge. They don't care at all what you bought with it.
Anonymous Coward
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12/19/2020 08:23 PM
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Re: FICO WENT -95 POINTS AFTER $1,500 OF AMMO PURCHASE WITH AMEX
Where you order from?
Debug

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12/19/2020 10:27 PM
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Re: FICO WENT -95 POINTS AFTER $1,500 OF AMMO PURCHASE WITH AMEX
I pay off entire balance every month and had just made a payment less than a week before.
 Quoting: anybodysguess


Hmm. That is very strange then.
anybodysguess  (OP)

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12/20/2020 12:06 PM
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Re: FICO WENT -95 POINTS AFTER $1,500 OF AMMO PURCHASE WITH AMEX
How many rounds did that get you, 10? ; )
 Quoting: Anonymous Coward 79660464

1,000 .223 and 1,000 5.56





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