Please just hold it and don't trade. The best moves I made were buying other altcoins at low prices, and when they increased in price, trading them for more XRP.

But buying and holding is the best crypto strategy, once you do as much research as you can about a project - and trust your gut - and find people you trust where you can join their courses and patreon groups for extra information.

I wish for you to be able to retire from shift work! XRP is your ticket out. Just keep buying a little all along and don't listen to the FUD (Fear-Uncertainty-Doubt) that people spread to try to shake you out of your holdings.

High prices for XRP are inevitable, eventually, patience will win this game, like the tortoise and the hare.