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| 05:33 AM | ||
| Users Online Now: 969 (Who's On?) | Visitors Today: 314,167 | |
| Pageviews Today: 476,378 | Threads Today: 187 | Posts Today: 2,406 |
| 05:33 AM | ||
Went To My Credit Union Bank Today To Cash A Check.. Holy Fuck.... | |
| Anonymous Coward User ID: 80600233  United States07/31/2021 07:51 PM Report Abusive Post Report Copyright Violation | Let this be a lesson for you guys. Quoting: Anonymous Coward 79419717 IF you have alot of money in your account, start taking it out very slowly... Dont wait until the least second to cash out... During SHTF or a bank run or cyber attack, you will lose everything... Cash out and buy precious metals. or at-least have the cash at home in a safe place... No bank or safe deposit box is safe. They are all fucking garbage. Only trust yourself.... You should have been doing this all along, not now. It’s not too late until it is. |
| Anonymous Coward User ID: 72209629 United States07/31/2021 07:52 PM Report Abusive Post Report Copyright Violation | If you rarely use or store any money in your bank accounts with this bank / credit union, then they feel like they don't know you, and can't trust you - therefore they need to verify things like large cashing of checks. Quoting: Butch DeFeo Thus speaks another apologist for all that is fucked in the country. Ugly. Right. I have an account. I have an ID. It is my money, now cash the f'ing check. |
| Anonymous Coward (OP) User ID: 79419717  Netherlands07/31/2021 08:00 PM Report Abusive Post Report Copyright Violation | I live in the US, don't pay attention to the flag. Quoting: Anonymous Coward 79419717 Had a legitimate check that I got from insurance. The total was $4,200. Went to my credit union to cash it in 100's, I never have more than a few bucks in my account. I dont trust these mother fukers. I have everything in cash or precious metals. I am my own bank. Anyway, went to the female teller who was in her 40's and told her I wanted to cash it. The bitch almost had a hard attack. She started panicking and didnt know what to do. I already had a feeling this crap was going to happen.. These mother f'ers think I am cashing a million dollar check. You can't even buy a full cart of groceries at Costco for $4,200 nowadays.. She though it was fake so she got the branch manager... Branch manager had a heart attack too.. He said this is a large check. I told that mother f'er straight up that $4,200 is peanuts nowadays... These assholes think they are still living in the 1950's.... Hell the average pick-up truck cost $70,000. Why the hell do these people panic when they see a check for a few grand. WTF is wrong with these drones? Anyway, after 20 mins the branch manager finally cashed it for me... Even credit unions are garbage. Imagine trying to cash out your life savings during SHTF or during a bank run..... Good luck... Clearly you’re a liar. Banks are cashing checks larger than that every day, with no issues. And groceries at Costco doesn’t cost $4k either. Fuck off. You have never left the basement in years, child... You wouldnt know anything about todays world... As for groceries, you havent been to a store in years.. Your mommy does the shopping for you.. So how would you know about food pices nowadays??? A small steak cost around 20-30 bucks... I bought 7-8 items at costco a few days ago and paid over $150 bucks... Filling up a full size costco cart could easily reach $4,000.... |
| Anonymous Coward User ID: 80254570 United States07/31/2021 08:00 PM Report Abusive Post Report Copyright Violation | Let this be a lesson for you guys. Quoting: Anonymous Coward 79419717 IF you have alot of money in your account, start taking it out very slowly... Dont wait until the least second to cash out... During SHTF or a bank run or cyber attack, you will lose everything... Cash out and buy precious metals. or at-least have the cash at home in a safe place... No bank or safe deposit box is safe. They are all fucking garbage. Only trust yourself.... Yes, good advice to start getting money out now. Although I have doubts it will be worth much in a year or two. |
| Anonymous Coward (OP) User ID: 79419717 Netherlands07/31/2021 08:02 PM Report Abusive Post Report Copyright Violation | Let this be a lesson for you guys. Quoting: Anonymous Coward 79419717 IF you have alot of money in your account, start taking it out very slowly... Dont wait until the least second to cash out... During SHTF or a bank run or cyber attack, you will lose everything... Cash out and buy precious metals. or at-least have the cash at home in a safe place... No bank or safe deposit box is safe. They are all fucking garbage. Only trust yourself.... You should have been doing this all along, not now. Yes I know lol.. I have been doing this for over a decade now.. |
| Anonymous Coward User ID: 76781968  Canada07/31/2021 08:03 PM Report Abusive Post Report Copyright Violation | |
| Anonymous Coward User ID: 79093559 United States07/31/2021 08:05 PM Report Abusive Post Report Copyright Violation | Let this be a lesson for you guys. Quoting: Anonymous Coward 79419717 IF you have alot of money in your account, start taking it out very slowly... Dont wait until the least second to cash out... During SHTF or a bank run or cyber attack, you will lose everything... Cash out and buy precious metals. or at-least have the cash at home in a safe place... No bank or safe deposit box is safe. They are all fucking garbage. Only trust yourself.... Dont go over 10k with withdrawals It will cause a lot of unwanted attention from people you don't want attention from |
| Anonymous Coward User ID: 80424836 United States07/31/2021 08:06 PM Report Abusive Post Report Copyright Violation | |
| Anonymous Coward (OP) User ID: 79419717 Netherlands07/31/2021 08:10 PM Report Abusive Post Report Copyright Violation | |
| Anonymous Coward User ID: 76509910 United States07/31/2021 08:10 PM Report Abusive Post Report Copyright Violation | Credit unions don't have a lot of cash on hand. They are not banks. The one I use doesnt do cash transactions at all. If you don't have a certain amount in your bank account at a bank they will not cash the check either, you don't trust them and they sure as hell don't trust you. And on a Saturday they sure as hell don't keep cash like that on hand |
| Anonymous Coward User ID: 80354296 United States07/31/2021 08:16 PM Report Abusive Post Report Copyright Violation | Let this be a lesson for you guys. Quoting: Anonymous Coward 79419717 IF you have alot of money in your account, start taking it out very slowly... Dont wait until the least second to cash out... During SHTF or a bank run or cyber attack, you will lose everything... Cash out and buy precious metals. or at-least have the cash at home in a safe place... No bank or safe deposit box is safe. They are all fucking garbage. Only trust yourself.... That plan of yours works until cash isnt accepted anywhere anymore because of covid. uh. you missed the point as you attempted to minimize his words. yah. it works longer than having your cash taken in a legal haircut. It's now legal for the bank to take your money to bail themselves out. I seriously doubt that digital currency will ever be fully implemented. It's too over the top to work. Yah, they'll start it, but the black market of trading will be too strong and the heavy handed tactics that the govt will have to use to make trading illegal will cause chaos. |
| Anonymous Coward User ID: 80354296 United States07/31/2021 08:18 PM Report Abusive Post Report Copyright Violation | |
Crypto-Tard
 User ID: 80150817 United States07/31/2021 08:20 PM  Report Abusive Post Report Copyright Violation | Normally, the bank will put a hold on checks like this for a few days, which is way better than B of A used to do. I had some checks that took two weeks to clear. As soon as it clears, they'll give you the fake money cash.  Last Edited by Crypto-Tard on 07/31/2021 08:20 PM When you are afraid of losing your life, you have already lost your life. Don't be afraid. |
| Anonymous Coward User ID: 80194104 United States07/31/2021 08:40 PM Report Abusive Post Report Copyright Violation | So .... you were wanting to withdraw the money BEFORE the check had cleared, AND you don't keep that kind of balance in your account. Umm ... You could have just printed up that check at home and "CLAIMED" it was from the Insurance Company. Happens regularly, know a guy in the Fed Slammer for doing that exact thing (printer my up fake checks) and he almost got way with it. If I was the banker you would NOT have gotten the mo ey until the check cleared. |
| Anonymous Coward User ID: 80194104 United States07/31/2021 08:40 PM Report Abusive Post Report Copyright Violation | So .... you were wanting to withdraw the money BEFORE the check had cleared, AND you don't keep that kind of balance in your account. Umm ... You could have just printed up that check at home and "CLAIMED" it was from the Insurance Company. Happens regularly, know a guy in the Fed Slammer for doing that exact thing (printer my up fake checks) and he almost got way with it. If I was the banker you would NOT have gotten the mo ey until the check cleared. |
| tiger1
User ID: 79267566 United States07/31/2021 08:56 PM  Report Abusive Post Report Copyright Violation | Let this be a lesson for you guys. Quoting: Anonymous Coward 79419717 IF you have alot of money in your account, start taking it out very slowly... Dont wait until the least second to cash out... During SHTF or a bank run or cyber attack, you will lose everything... Cash out and buy precious metals. or at-least have the cash at home in a safe place... No bank or safe deposit box is safe. They are all fucking garbage. Only trust yourself.... Dont go over 10k with withdrawals It will cause a lot of unwanted attention from people you don't want attention from You got to watch out for "structuring" too. That is when you take out or add just under a certain limit to not have a flag go up. I had a problem with my bank when I went to deposit the money from the sale of my old house. The check was from a well known local title company, and the bank held it for 10 days before I could access all of it. They wanted to cash it in increments, like $500 right away, $2,600 in 3 days, $5,000 in 5 days, $7,000 in 7 days, etc. I was waiting for the full amount to be available so I could pay off the home loan for the new house I bought, and I had to wait. Praise God from Whom all Blessings flow !!! |
| Anonymous Coward User ID: 64842777 United States08/01/2021 12:26 AM Report Abusive Post Report Copyright Violation | Anyway, went to the female teller who was in her 40's and told her I wanted to cash it. The bitch almost had a hard attack. She started panicking and didnt know what to do. I already had a feeling this crap was going to happen.. These mother f'ers think I am cashing a million dollar check. You can't even buy a full cart of groceries at Costco for $4,200 nowadays.. Quoting: Anonymous Coward 79419717 She though it was fake so she got the branch manager... Branch manager had a heart attack too.. He said this is a large check. I told that mother f'er straight up that $4,200 is peanuts nowadays... These assholes think they are still living in the 1950' Clearly you’re a liar. Banks are cashing checks larger than that every day, with no issues. And groceries at Costco doesn’t cost $4k either. Fuck off. Somebody doesn't have a Costco card ! You go into Costco to buy a $5 chicken and a $10 pizza. You walk out with a case of booze $700, a box of seafood $300, a fancy ham $300, four deep cycle batteries $500, vitamins $300, a new $2000 tv, and a bass boat. Then you go fill both tanks on the truck. |
| meanuser
User ID: 77086501 United States08/01/2021 12:35 AM  Report Abusive Post Report Copyright Violation | Even 25 years ago I had them give me the 3rd degree about withdrawing $5K of my own money out of my own account so your point isn't lost on me. I wasn't with that bank much longer. Quoting: Anonymous Coward 79384108 But they probably need to be a bit skeptical of check fraud though. I had to pay a crew on the day before Thanksgiving a few years ago. The guy that wrote the check and I both banked at the same place and they knew us. It was 4k. They said they couldn't do it. The line was really long. I said What you don't have the money? I had more than that in my account and told them NEVERMIND close my account. I wanted to pay the guys... They told me my account was frozen. On a holiday weekend. I turned around and told the people in the line that the bank didn't have the money to close my account. They called the police. I heard the manager on the phone say "She is talking to all the other customers" I wouldn't leave. I got a cup of coffee and waited for the police. By then I had people in the line laughing their butts off. AND NO I DID NOT GET my money that day. Imagine telling a work crew that they aren't getting paid before a holiday weekend. Stronger language followed and I closed my account, but it took them four days to rustle up my money. GRRRRRR  nameruse username nearmuse |
| WG User ID: 75135829 United States08/01/2021 12:46 AM Report Abusive Post Report Copyright Violation | Been meaning to start stockpiling some more cash recently but I have t gotten around to it. Most of my net worth is tied up in various investments; Roth IRA, private brokerage accounts, various crypto accounts, silver, etc. of course, I have many tangible preps I e purchased over the years as well. I’m down to two major steps I have to complete ASAP. 1) buy a nice new pickup. My jeep is on its last legs. 2) buy a 50-100 minimum plot of land. I’ve been waiting and waiting for a proper point in time to buy in. Hoping the market comes down significantly in the near future. After that, I’m moving all my preps to the land and building it up. I do have a significant amount of $$ tied up, but my silver is all “in hand”, along with a small amount of cash. The rest is invested and compounding rapidly. |
| walker8989
User ID: 30200695 United States08/01/2021 12:49 AM Report Abusive Post Report Copyright Violation | |
| My Fear
User ID: 77513196 United States08/01/2021 12:52 AM Report Abusive Post Report Copyright Violation | I live in the US, don't pay attention to the flag. Quoting: Anonymous Coward 79419717 Had a legitimate check that I got from insurance. The total was $4,200. Went to my credit union to cash it in 100's, I never have more than a few bucks in my account. I dont trust these mother fukers. I have everything in cash or precious metals. I am my own bank. Anyway, went to the female teller who was in her 40's and told her I wanted to cash it. The bitch almost had a hard attack. She started panicking and didnt know what to do. I already had a feeling this crap was going to happen.. These mother f'ers think I am cashing a million dollar check. You can't even buy a full cart of groceries at Costco for $4,200 nowadays.. She though it was fake so she got the branch manager... Branch manager had a heart attack too.. He said this is a large check. I told that mother f'er straight up that $4,200 is peanuts nowadays... These assholes think they are still living in the 1950's.... Hell the average pick-up truck cost $70,000. Why the hell do these people panic when they see a check for a few grand. WTF is wrong with these drones? Anyway, after 20 mins the branch manager finally cashed it for me... Even credit unions are garbage. Imagine trying to cash out your life savings during SHTF or during a bank run..... Good luck... A lot of times they make you wait at least 24 hours to collect your cash. They want to make sure the check clears. |
| WG User ID: 75135829 United States08/01/2021 12:58 AM Report Abusive Post Report Copyright Violation | Let this be a lesson for you guys. Quoting: Anonymous Coward 79419717 IF you have alot of money in your account, start taking it out very slowly... Dont wait until the least second to cash out... During SHTF or a bank run or cyber attack, you will lose everything... Cash out and buy precious metals. or at-least have the cash at home in a safe place... No bank or safe deposit box is safe. They are all fucking garbage. Only trust yourself.... That plan of yours works until cash isnt accepted anywhere anymore because of covid. uh. you missed the point as you attempted to minimize his words. yah. it works longer than having your cash taken in a legal haircut. It's now legal for the bank to take your money to bail themselves out. I seriously doubt that digital currency will ever be fully implemented. It's too over the top to work. Yah, they'll start it, but the black market of trading will be too strong and the heavy handed tactics that the govt will have to use to make trading illegal will cause chaos. This is incorrect. The black market in crypto is nowhere near as big as people have been led to believe. One study showed that 2% of bitcoin was used for nefarious purposes. Regardless, even if the black market in crypto were massive, The argument itself is flawed. Until this point in time, black markets have been funded by...what? That’s right, cash money...government minted money. Trillions of it. In fact, banks themselves trade in laundered black market money all the time. In addition to this, nearly all crypto currency transactions are posted on the public ledger, which means it’s the most transparent form of money that has ever existed. It also has an innumerable amount of use cases for implementation into the real world, from everyday transactions like buying your coffee to proving provenance of art and even to product tracking through the supply/demand chain. Trust me, crypto is the smart play here, it’s not going anywhere and will most definitely be the most prevalent form of monetary exchange in about 5-10 years in my opinion. |
| Helios Maximus
User ID: 74983690 United States08/01/2021 01:07 AM  Report Abusive Post Report Copyright Violation |  The will of the people is the only legitimate foundation of any government, and to protect its free expression should be our first object. ~ Thomas Jefferson, Inaugural Address, 1801 It is not only vain, but wicked, in a legislator to frame laws in opposition to the laws of nature, and to arm them with the terrors of death. This is truly creating crimes in order to punish them. ~ Thomas Jefferson, 1779 |
