We all have our areas where we like to splurge. Do you drive the cheapest car on the market? Live in the cheapest house you could find? I thought not. There will always be a little give and take given your finances and lifestyle. With the Gucci shoes, though, it's expense for ugly and dirty/worn-out looking shoes, and that puts it into the category of, "Why would you do that?"

I actually use an MK (Michael Kors) tote/purse. It is a soft plastic with MK all over the front. The first one I got about 15 years ago only because those are my initials and I thought it would be cool carrying around a purse with my initials on it. I think it cost about $200 and I used it daily. You wouldn't believe the work files, lunch, computers that thing carried around for years. I mean, 10 lbs worth of stuff daily! I easily would have gone through 3-4 cheaper purses in that time and actually would have spent much more. Seriously, I had never had a purse so durable. Even though people would give me with nice purses, they would sit in my closet. But alas, the thing finally started to look ratty, so I purhased another just like it. It's actually been the best value per use of any purse I've ever had. So expensive isn't always costly and cheap isn't always the better value.