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Car insurance too expensive $300-$500 a month

 
Anonymous Coward
User ID: 79585750
United States
11/03/2022 03:09 PM
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Re: Car insurance too expensive $300-$500 a month
mine is paid off and its 69/mo with 1K deductible ...state farm
Anonymous Coward
User ID: 68398012
United States
11/03/2022 03:10 PM
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Re: Car insurance too expensive $300-$500 a month
...


Then you are getting graped bro. Try to look at direct ins. Like Prog etc.
 Quoting: RestoreTheAnger


The 300 is progressive. Maybe it’s the state we are in. I heard they cost a lot more.
 Quoting: SafeandSound


Why would you go with progressive? the two guys that own that company are pure fucking evil
 Quoting: Anonymous Coward 68398012


I don’t know anything about them. They are leftists?
 Quoting: SafeandSound


Yes big funders of planned parenthood huge donors to the left
Anonymous Coward
User ID: 77449439
Canada
11/03/2022 03:10 PM
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Re: Car insurance too expensive $300-$500 a month
Are the globalists trying to price us out of driving cars?

It’s $300/mo for 2 cars. Another agency quoted $500/mo.

What do you do?

Also FYI for anyone in a no-fault state, if you’ve become old enough to get on Medicare, you can opt out of part of the bill for a substantial discount.
 Quoting: SafeandSound


My insurance is 130 canadian, seems in america they want to wipe out the middle class good luck down there.
Anonymous Coward
User ID: 68398012
United States
11/03/2022 03:11 PM
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Re: Car insurance too expensive $300-$500 a month
...


The 300 is progressive. Maybe it’s the state we are in. I heard they cost a lot more.
 Quoting: SafeandSound


Why would you go with progressive? the two guys that own that company are pure fucking evil
 Quoting: Anonymous Coward 68398012


I don’t know anything about them. They are leftists?
 Quoting: SafeandSound


Yes big funders of planned parenthood huge donors to the left
 Quoting: Anonymous Coward 68398012


If anybody wants the Abortion discount just type in coupon code moloch worshiper and get a 40% discount
Anonymous Coward
User ID: 84637074
United States
11/03/2022 03:13 PM
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Re: Car insurance too expensive $300-$500 a month
I do not know how republicans and democrats tricked Americans into paying insurance foe somebody else's car.

I have a Ferrari - so you must have insurance on your Pinto.

I got hurt because you t-boned me while you were stuffing your face with a Big Mack. Instead of charging you with a crime, let's make the whole country pay for it!
 Quoting: TheDarkMan


Just another big ol' scam.

If you want insurance it should cover yourself.

If you want to take the risk on yourself without insurance, should be your choice.
BRIEF

User ID: 79662918
United States
11/03/2022 03:16 PM

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Re: Car insurance too expensive $300-$500 a month
Are the globalists trying to price us out of driving cars?

It’s $300/mo for 2 cars. Another agency quoted $500/mo.

What do you do?

Also FYI for anyone in a no-fault state, if you’ve become old enough to get on Medicare, you can opt out of part of the bill for a substantial discount.
 Quoting: SafeandSound


Bundle homeowners ins with cars, but motorcycle ins has been Progressive for 30 years. It hasn't changed from $75/year!


MC Mustang ME
I never forgive and I never forget

I am a licensed firearm holder. I will, under protection of law, use lethal force if attacked.

Briefcut4892
BRIEF

User ID: 79662918
United States
11/03/2022 03:18 PM

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Re: Car insurance too expensive $300-$500 a month
I do not know how republicans and democrats tricked Americans into paying insurance foe somebody else's car.

I have a Ferrari - so you must have insurance on your Pinto.

I got hurt because you t-boned me while you were stuffing your face with a Big Mack. Instead of charging you with a crime, let's make the whole country pay for it!
 Quoting: TheDarkMan


Just another big ol' scam.

If you want insurance it should cover yourself.

If you want to take the risk on yourself without insurance, should be your choice.
 Quoting: Anonymous Coward 84637074


You don't have the right to damage other people's property or themselves...
I never forgive and I never forget

I am a licensed firearm holder. I will, under protection of law, use lethal force if attacked.

Briefcut4892
GatorMclosky

User ID: 79159550
United States
11/03/2022 03:23 PM

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Re: Car insurance too expensive $300-$500 a month
Don't get insurance. Fuck 'em.
I haven't had car insurance in 20+ years. I don't do home insurance either. Medical is different though.
Anonymous Coward
User ID: 84637074
United States
11/03/2022 03:27 PM
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Re: Car insurance too expensive $300-$500 a month
I do not know how republicans and democrats tricked Americans into paying insurance foe somebody else's car.

I have a Ferrari - so you must have insurance on your Pinto.

I got hurt because you t-boned me while you were stuffing your face with a Big Mack. Instead of charging you with a crime, let's make the whole country pay for it!
 Quoting: TheDarkMan


Just another big ol' scam.

If you want insurance it should cover yourself.

If you want to take the risk on yourself without insurance, should be your choice.
 Quoting: Anonymous Coward 84637074


You don't have the right to damage other people's property or themselves...
 Quoting: BRIEF


No shit,

what even suggests that?

An accident is an accident though.

Insurance should cover yourself, unless you intentionally wrecked.

If you don't have insurance, you should pay your own costs. The other driver made his decision to have insurance or not as well.
GatorMclosky

User ID: 79159550
United States
11/03/2022 03:38 PM

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Re: Car insurance too expensive $300-$500 a month
I do not know how republicans and democrats tricked Americans into paying insurance foe somebody else's car.

I have a Ferrari - so you must have insurance on your Pinto.

I got hurt because you t-boned me while you were stuffing your face with a Big Mack. Instead of charging you with a crime, let's make the whole country pay for it!
 Quoting: TheDarkMan


Just another big ol' scam.

If you want insurance it should cover yourself.

If you want to take the risk on yourself without insurance, should be your choice.
 Quoting: Anonymous Coward 84637074


You don't have the right to damage other people's property or themselves...
 Quoting: BRIEF


Nobody said anything about damaging somebody else's crap without taking care of it. If you have the means to pay for it yourself then there's no reason to be scammed by fucking bloodsucking insurance companies.

Actually, most states don't even require insurance if the driver has enough money that surpasses whatever the states minimum liability bond would be. Most people don't know this.

Say somebody's filthy rich. They can drive technically with NO insurance, No bond, nothing. Because they could afford any reasonable damage. However, they would be at risk of being sued and losing everything if they were at fault hurting or killing somebody.

Same with a house. Home owners with no mortgage can choose not to insure it. Whereas, mortgage holders HAVE to keep insurance on their home as a requirement of their loan. What if somebody could shell out for another house without blinking if God forbid it burnt down? That's their choice.
Anonymous Coward
User ID: 73771308
United States
11/03/2022 03:43 PM
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Re: Car insurance too expensive $300-$500 a month
Drive dirty for a little while! It's actually a good feeling for a bit knowing you aren't giving money to the thieves.
Anonymous Coward
User ID: 83966667
United States
11/03/2022 03:45 PM
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Re: Car insurance too expensive $300-$500 a month
I pay 65 bucks per month in south florida full coverage with 500 deductible with Geico. I have a newish model silverado
GatorMclosky

User ID: 79159550
United States
11/03/2022 03:48 PM

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Re: Car insurance too expensive $300-$500 a month
Are the globalists trying to price us out of driving cars?

It’s $300/mo for 2 cars. Another agency quoted $500/mo.

What do you do?

Also FYI for anyone in a no-fault state, if you’ve become old enough to get on Medicare, you can opt out of part of the bill for a substantial discount.
 Quoting: SafeandSound


Bundle homeowners ins with cars, but motorcycle ins has been Progressive for 30 years. It hasn't changed from $75/year!


MC Mustang ME
 Quoting: BRIEF


You're getting ripped off dude.

How much of that 30 years worth of money going to the insurance have you received back in any sort of claims? All? Half? a Quarter? None?

When you make a claim, usually the rates go up.
You make "too many" claims they'll drop you.
Years ago my parents went 25 years with not one claim until one year they had three (when it rains it pours). Flooded basement, 100 mph wind storm damage, and garage fire. They were dropped.

Insurance also does everything they can to minimize the value of the loss and pay out a fraction of what you paid.

Have at it. Whatever floats your boat Flo

Last Edited by GatorMclosky on 11/03/2022 03:50 PM
BRIEF

User ID: 79662918
United States
11/04/2022 01:42 AM

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Re: Car insurance too expensive $300-$500 a month
Are the globalists trying to price us out of driving cars?

It’s $300/mo for 2 cars. Another agency quoted $500/mo.

What do you do?

Also FYI for anyone in a no-fault state, if you’ve become old enough to get on Medicare, you can opt out of part of the bill for a substantial discount.
 Quoting: SafeandSound


Bundle homeowners ins with cars, but motorcycle ins has been Progressive for 30 years. It hasn't changed from $75/year!


MC Mustang ME
 Quoting: BRIEF


You're getting ripped off dude.

How much of that 30 years worth of money going to the insurance have you received back in any sort of claims? All? Half? a Quarter? None?

When you make a claim, usually the rates go up.
You make "too many" claims they'll drop you.
Years ago my parents went 25 years with not one claim until one year they had three (when it rains it pours). Flooded basement, 100 mph wind storm damage, and garage fire. They were dropped.

Insurance also does everything they can to minimize the value of the loss and pay out a fraction of what you paid.

Have at it. Whatever floats your boat Flo
 Quoting: GatorMclosky


That's fine, if the house burned or some tragic event, they will pay...For a fraction of replacement cost, I'll keep buying ins contracts...
I never forgive and I never forget

I am a licensed firearm holder. I will, under protection of law, use lethal force if attacked.

Briefcut4892
Hobgoblin238

User ID: 78803795
Mexico
01/04/2023 04:01 AM
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Re: Car insurance too expensive $300-$500 a month
Tell me more about the high auto insurance in USA
Anonymous Coward
User ID: 84189022
United States
01/04/2023 04:04 AM
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Re: Car insurance too expensive $300-$500 a month
Drive without insurance.
 Quoting: Anonymous Coward 84222465


It works for millions of undocumented democrats.
Anonymous Coward
User ID: 84149002
United States
01/04/2023 04:06 AM
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Re: Car insurance too expensive $300-$500 a month
Are the globalists trying to price us out of driving cars?

It’s $300/mo for 2 cars. Another agency quoted $500/mo.

What do you do?

Also FYI for anyone in a no-fault state, if you’ve become old enough to get on Medicare, you can opt out of part of the bill for a substantial discount.
 Quoting: SafeandSound


Bundle homeowners ins with cars, but motorcycle ins has been Progressive for 30 years. It hasn't changed from $75/year!


:MC Mustang ME:
 Quoting: BRIEF


Is that a booster seat in your drivers seat? What are you like 4ft tall?
Dorknozzle

User ID: 81585747
United States
01/04/2023 04:10 AM
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Re: Car insurance too expensive $300-$500 a month
18 dollars and change a month for liability with State Farm and my 27 year old truck. It's an OK deal if you do your own mechanical work. Labor dollars saved. Parts only. AAA with towing is a good idea if you go with the beater idea.

Last Edited by Dorknozzle on 01/04/2023 04:14 AM
Dork Nozzle
Anonymous Coward
User ID: 84865685
United States
01/04/2023 04:13 AM
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Re: Car insurance too expensive $300-$500 a month
Michigan has the highest insurance in the nation and they make a fucking killing.

With ABS and Collision warning systems, wrecks are becoming pretty rare.

Yet rates keep going up and up. And if you miss your payment in Michigan, it goes into the state police computer.

so that when they run your plate the show you are uninsured and they pull you over.
 Quoting: Anonymous Coward 68398012


How did you know I’m in Michigan?
 Quoting: SafeandSound


Im In Michigan, Port huron
 Quoting: Anonymous Coward 68398012


I guessed Michigan too. Their lifetime Personal Injury Protection (PIP) benefits is an outrageous insurance law that costs the industry way too much. Their tort immunity laws also prevent insurers from being able to collect what they pay out on behalf of their policyholders from a tortfeasor and their liability insurance, unlike most every other state.

You should pay the price in Michigan.
mopar28m

User ID: 82829107
United States
01/04/2023 04:14 AM
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Re: Car insurance too expensive $300-$500 a month
Are the globalists trying to price us out of driving cars?

It’s $300/mo for 2 cars. Another agency quoted $500/mo.

What do you do?

Also FYI for anyone in a no-fault state, if you’ve become old enough to get on Medicare, you can opt out of part of the bill for a substantial discount.
 Quoting: SafeandSound


I'm only paying $50/month for 3 vehicles & 1 driver.
vaccinefreehealth blogspot com

The risk far outweighs any benefit as the risk will vary from child to child.

facebook.com/graphixyourway
Anonymous Coward
User ID: 81107005
United States
01/04/2023 04:27 AM
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Re: Car insurance too expensive $300-$500 a month
There is a trick you can do. Tell your insurance company you want to put your car in storage and you don't drive it. They will give you minimum insurance by law which you can still show police if you drive it and stay legal but the insurance company will reduce price by 90%.

I did this but I'm not driving my car but upon questioning them they said it's still legal to drive but I'm not supposed to solve I'm getting the storage discount.

I won't drive it cuz I'm not a liar but it is a loophole
Anonymous Coward
User ID: 81107005
United States
01/04/2023 04:28 AM
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Re: Car insurance too expensive $300-$500 a month
There is a trick you can do. Tell your insurance company you want to put your car in storage and you don't drive it. They will give you minimum insurance by law which you can still show police if you drive it and stay legal but the insurance company will reduce price by 90%.

I did this but I'm not driving my car but upon questioning them they said it's still legal to drive but I'm not supposed to solve I'm getting the storage discount.

I won't drive it cuz I'm not a liar but it is a loophole
 Quoting: Anonymous Coward 81107005


I pay 15 dollars a month with this method. No i don't drive the car but legally i could
Anonymous Coward
User ID: 45422806
United States
01/04/2023 04:29 AM
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Re: Car insurance too expensive $300-$500 a month
Cars are getting too expensive thats the issue. If you're car cost 50% less like it used too, you have about half the monthly payment.
Anonymous Coward
User ID: 41434317
United States
01/04/2023 04:33 AM
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Re: Car insurance too expensive $300-$500 a month
Anonymous Coward
User ID: 81107005
United States
01/04/2023 04:39 AM
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Re: Car insurance too expensive $300-$500 a month
There is a trick you can do. Tell your insurance company you want to put your car in storage and you don't drive it. They will give you minimum insurance by law which you can still show police if you drive it and stay legal but the insurance company will reduce price by 90%.

I did this but I'm not driving my car but upon questioning them they said it's still legal to drive but I'm not supposed to solve I'm getting the storage discount.

I won't drive it cuz I'm not a liar but it is a loophole
 Quoting: Anonymous Coward 81107005


I pay 15 dollars a month with this method. No i don't drive the car but legally i could
 Quoting: Anonymous Coward 81107005


Btw i have a fully loaded 2014 jeep Patriot with 24k miles. I was paying same as OP before I did this. I injured my back so I can't drive right now but I did find this out because of that and it is legal should I drive it. Which i won't
Anonymous Coward
User ID: 85032462
United States
01/04/2023 05:39 AM
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Re: Car insurance too expensive $300-$500 a month
Do you have bad credit?
 Quoting: Ultra MAGA Oaken Paw


Having bad credit shouldn't be even a metric for car insurance, only your driving record, that is it!
Anonymous Coward
User ID: 12762317
United States
01/04/2023 06:36 AM
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Re: Car insurance too expensive $300-$500 a month
The 10 States With the Cheapest Car Insurance Costs

New Hampshire: $940
Maine: $992
Ohio: $1,010
Virginia: $1,066
Idaho: $1,118
North Carolina: $1,124
Vermont: $1,145
Wisconsin: $1,169
Pennsylvania: $1,214
Indiana: $1,215

[link to www.usnews.com (secure)]
 Quoting: Anonymous Coward 83962627


In NH you can go without insurance.
But if you hit someone, they WILL make you pay.
And if you maim or kill them, you're on the hook for big $$$$.
Anonymous Coward
User ID: 82044645
United States
01/04/2023 06:39 AM
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Re: Car insurance too expensive $300-$500 a month
Michigan has the highest insurance in the nation and they make a fucking killing.

With ABS and Collision warning systems, wrecks are becoming pretty rare.

Yet rates keep going up and up. And if you miss your payment in Michigan, it goes into the state police computer.

so that when they run your plate the show you are uninsured and they pull you over.
 Quoting: Anonymous Coward 68398012


in michigan they have extortion rates, not insurance rates.
Anonymous Coward
User ID: 76405739
Switzerland
01/04/2023 06:58 AM
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Re: Car insurance too expensive $300-$500 a month
dont get full coverage then
Anonymous Coward
User ID: 80205226
United States
01/04/2023 06:59 AM
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Re: Car insurance too expensive $300-$500 a month
Not deep deep inside the Ukraine it’s not





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