Fast food is toxic but many people eat it every day...even when better and cheaper options exist.

The banks are private businesses.

The fed is a private business.

The "dollar" is a product. It is as economically healthy as its fast food equivalent is to the human body.

If the fast food industry announced it was ceasing operations by Thanksgiving 2022, people would find an alternative. No one would starve to death and their would be no civil war.

Life would continue on pretty much normally.

The banks will close but life will go on.

There will be dislocations. Workarounds will emerge.

Consider the possibility that there may be better alternatives than the one which will be offered in lieu of the dollar.

Rather than panic, create a new value system?

Apparently, someone has to do it. Why not you?