Create implied insurance Everyone that has an income of any kind should save about 3% in a stash that is solely for the purpose of giving to the poor. Not just any poor bastard, but specifically to the poor within the exclusive economy. “Poor” means someone that had an accident and broke and arm and needs care. “Poor” means a family that had a house burn down. “Poor” means a harvest that flooded out and needs a wall built to make the field safe from flooding. “Poor” means a young family that is highly skilled, but needs a facility to execute said skill.

There will always be some sort of network in any economy. The closest people to the “poor” person should empty their insurance first, then the farther away in the network, etc. Generally this will be family first, friends later, etc.

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