Health care is now only for people with ongoing medical issues. If you don't have any, you shouldn't be insured at all. They have told us that as much in several articles online about people who had full coverage, and still got outrageous bills for treatments. The bottom line is the uninsured get the lowest rates. People with health care providers pay the highest possible prices. If you self pay they love you.

Health care insurance was just ok when it was cheap. Now it's a total con. The complexities of having insurance are also such a PITA as to nor be worth it.
What is the point exactly of paying into a eugenics program? And some of us are turning 65 soon. Who wants The gov Medicare involved in your health care now?

For many people the system already crashed a long time ago. It blows my mind anyone would pay extortion fees to health care companies today.