Is Student Loan Debt discharged in Bankruptcy? | |
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Ms. Behavin
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Shaan Muhammad User ID: 74069743 Canada 03/01/2023 03:27 PM Report Abusive Post Report Copyright Violation | Depends if it is crown debt, or if the loan came from a commercial bank. Either way, unfortunate to see people go into debt for a useless degree/diploma. The semi-good news is that the dollar is intrinsically worthless, so you don't technically owe anything if the thing you owe is worth zero. |
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beeches
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Anonymous Coward User ID: 85363730 United States 03/01/2023 05:16 PM Report Abusive Post Report Copyright Violation | Not only is it not, you signed an agreement they can garnish your future wages if you don't pay. Quoting: Anonymous Coward 84966232 An unconstitutional agreement is unconstitutional. Congress is required to pass Uniform bankruptcy laws. Bankruptcy laws are not uniform, not by a long shot. Plus it clearly violates the 13th Amendment. |
Vasily
User ID: 83403933 United States 03/01/2023 05:18 PM Report Abusive Post Report Copyright Violation | |
Anonymous Coward User ID: 83941667 United States 03/01/2023 05:19 PM Report Abusive Post Report Copyright Violation | Not only is it not, you signed an agreement they can garnish your future wages if you don't pay. Quoting: Anonymous Coward 84966232 An unconstitutional agreement is unconstitutional. Congress is required to pass Uniform bankruptcy laws. Bankruptcy laws are not uniform, not by a long shot. Plus it clearly violates the 13th Amendment. so every adult that agrees to a loan should be able to get the goods/services the loan paid for but declare bankruptcy and get out of paying it? nice try |
Anonymous Coward User ID: 85165906 United States 03/01/2023 05:20 PM Report Abusive Post Report Copyright Violation | Just send them a notarized notice that notices their letter to access the straw man discharge of debt, sign and date it. The debt will then be sent to the straw man and paid by the agent signatory of the straw man (you) in fiat deemed currency of the straw man. |
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Anonymous Coward User ID: 77374864 United States 03/01/2023 05:46 PM Report Abusive Post Report Copyright Violation | Was until Bill Clinton got the law changed so as to help his Wall Street Friends. Bill Clinton sold out the average American for Wall Street and most didn't even pay attention to it while it was happening. Bill Clinton was the BEST FRIEND Wall Street ever had for helping them FLEECE everyday Americans. |
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Anonymous Coward User ID: 81038181 United States 03/01/2023 05:50 PM Report Abusive Post Report Copyright Violation | If you can prove and meet their legal standard of “undue hardship” if forced to repay the loan, you can file an adversary proceeding attached to your bankruptcy and attempt to get a full or partial discharged or negotiate a settlement to reduce the amount. Most people don’t know this though. Dept of Ed. And DOJ recently issued revised policy guidance to clarify and standardize the process in the interest of transparency and fairness. [link to www.justice.gov (secure)] |
Anonymous Coward User ID: 85355501 United States 03/01/2023 05:51 PM Report Abusive Post Report Copyright Violation | If you can prove and meet their legal standard of “undue hardship” if forced to repay the loan, you can file an adversary proceeding attached to your bankruptcy and attempt to get a full or partial discharged or negotiate a settlement to reduce the amount. Most people don’t know this though. Dept of Ed. And DOJ recently issued revised policy guidance to clarify and standardize the process in the interest of transparency and fairness. Quoting: Anonymous Coward 81038181 [link to www.justice.gov (secure)] If they see my bank statements they would know I'm not in hard times |
Anonymous Coward User ID: 81038181 United States 03/01/2023 05:53 PM Report Abusive Post Report Copyright Violation | If you can prove and meet their legal standard of “undue hardship” if forced to repay the loan, you can file an adversary proceeding attached to your bankruptcy and attempt to get a full or partial discharged or negotiate a settlement to reduce the amount. Most people don’t know this though. Dept of Ed. And DOJ recently issued revised policy guidance to clarify and standardize the process in the interest of transparency and fairness. Quoting: Anonymous Coward 81038181 [link to www.justice.gov (secure)] If they see my bank statements they would know I'm not in hard times Then your general bankruptcy petition is likely to get dismissed or converted to a Chapter 13 case anyway. Anyone doing the adversary process described above would be filing for debts other than just their student loans. |
Taking care of self User ID: 85355501 United States 03/01/2023 05:54 PM Report Abusive Post Report Copyright Violation | |