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Is Student Loan Debt discharged in Bankruptcy?

 
Anonymous Coward
User ID: 80280564
United States
03/01/2023 01:42 PM
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Is Student Loan Debt discharged in Bankruptcy?
?
Anonymous Coward
User ID: 80549962
United States
03/01/2023 01:43 PM
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Re: Is Student Loan Debt discharged in Bankruptcy?
?
 Quoting: Anonymous Coward 80280564


NOPE. NOT EVEN IF BNKY. DECLARED. SHORRY. IT'S THE NEW HERPES~
Anonymous Coward
User ID: 16090445
United States
03/01/2023 03:04 PM
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Re: Is Student Loan Debt discharged in Bankruptcy?
No and neither is medical debt.
Anonymous Coward
User ID: 16012408
United States
03/01/2023 03:07 PM
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Re: Is Student Loan Debt discharged in Bankruptcy?
Nope.
Anonymous Coward
User ID: 63068009
United States
03/01/2023 03:18 PM
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Re: Is Student Loan Debt discharged in Bankruptcy?
?
 Quoting: Anonymous Coward 80280564


Chapter 13 will buy you some time
Anonymous Coward
User ID: 85367876
United States
03/01/2023 03:18 PM
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Re: Is Student Loan Debt discharged in Bankruptcy?
?
 Quoting: Anonymous Coward 80280564


No, it is the only type of debt that cannot be discharged.
Ms. Behavin

User ID: 41721089
United States
03/01/2023 03:19 PM

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Re: Is Student Loan Debt discharged in Bankruptcy?
Never.
It can be discharged if you are deemed permanantly disabled.
.“Perfer et obdura, dolor hic tibi proderit olim. (Be patient and tough; someday this pain will be useful to you.)”

― Ovid.
Shaan Muhammad
User ID: 74069743
Canada
03/01/2023 03:27 PM
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Re: Is Student Loan Debt discharged in Bankruptcy?
Depends if it is crown debt, or if the loan came from a commercial bank. Either way, unfortunate to see people go into debt for a useless degree/diploma.

The semi-good news is that the dollar is intrinsically worthless, so you don't technically owe anything if the thing you owe is worth zero.
Anonymous Coward (OP)
User ID: 80280564
United States
03/01/2023 03:33 PM
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Re: Is Student Loan Debt discharged in Bankruptcy?
Never.
It can be discharged if you are deemed permanantly disabled.
 Quoting: Ms. Behavin


GT-winn
Anonymous Coward
User ID: 85154196
United States
03/01/2023 03:56 PM
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Re: Is Student Loan Debt discharged in Bankruptcy?
?
 Quoting: Anonymous Coward 80280564


no
beeches

User ID: 78973486
United States
03/01/2023 04:21 PM

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Re: Is Student Loan Debt discharged in Bankruptcy?
unless the rules have been changed or discarded,

NO
Liberalism is totalitarianism with a human face – Thomas Sowell
Anonymous Coward
User ID: 78702091
United States
03/01/2023 04:34 PM
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Re: Is Student Loan Debt discharged in Bankruptcy?
Pay it off with your reparations
Anonymous Coward
User ID: 72754958
United States
03/01/2023 04:38 PM
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Re: Is Student Loan Debt discharged in Bankruptcy?
student loans are government guaranteed.
Anonymous Coward
User ID: 83941667
United States
03/01/2023 04:53 PM
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Re: Is Student Loan Debt discharged in Bankruptcy?
best way to get rid of student loans is to not take the loan to begin with. why would you pay to go get brainwashed by pedophile liberals all day. maybe 50 years ago going to a university was a good idea it sure as fuck isnt anymore.
Anonymous Coward
User ID: 79224359
United States
03/01/2023 04:56 PM
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Re: Is Student Loan Debt discharged in Bankruptcy?
Nope.
Anonymous Coward
User ID: 84966232
Sweden
03/01/2023 04:57 PM
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Re: Is Student Loan Debt discharged in Bankruptcy?
Not only is it not, you signed an agreement they can garnish your future wages if you don't pay.
Anonymous Coward
User ID: 80266695
United States
03/01/2023 05:02 PM
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Re: Is Student Loan Debt discharged in Bankruptcy?
No and neither is medical debt.
 Quoting: Anonymous Coward 16090445


Stop talking about what you don't know
in fact, medical debt is even one of the leading reasons why people file for bankruptcy in the first place.
Anonymous Coward
User ID: 85085089
United States
03/01/2023 05:08 PM
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Re: Is Student Loan Debt discharged in Bankruptcy?
?
 Quoting: Anonymous Coward 80280564


No
Anonymous Coward
User ID: 85363730
United States
03/01/2023 05:15 PM
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Re: Is Student Loan Debt discharged in Bankruptcy?
Rarely. Kissinger said awhile back about how they intended to work to bring slavery back to America. Between medical debt and student loan debt, guess they got slavery back.
Anonymous Coward
User ID: 85363730
United States
03/01/2023 05:16 PM
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Re: Is Student Loan Debt discharged in Bankruptcy?
Not only is it not, you signed an agreement they can garnish your future wages if you don't pay.
 Quoting: Anonymous Coward 84966232


An unconstitutional agreement is unconstitutional. Congress is required to pass Uniform bankruptcy laws. Bankruptcy laws are not uniform, not by a long shot. Plus it clearly violates the 13th Amendment.
Vasily

User ID: 83403933
United States
03/01/2023 05:18 PM

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Re: Is Student Loan Debt discharged in Bankruptcy?
?
 Quoting: Anonymous Coward 80280564


No, it is the only type of debt that cannot be discharged.
 Quoting: Anonymous Coward 85367876


Fairly certain that IRS debt also cannot be discharged.

Might be mistaken though.
Anonymous Coward
User ID: 83941667
United States
03/01/2023 05:19 PM
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Re: Is Student Loan Debt discharged in Bankruptcy?
Not only is it not, you signed an agreement they can garnish your future wages if you don't pay.
 Quoting: Anonymous Coward 84966232


An unconstitutional agreement is unconstitutional. Congress is required to pass Uniform bankruptcy laws. Bankruptcy laws are not uniform, not by a long shot. Plus it clearly violates the 13th Amendment.
 Quoting: Anonymous Coward 85363730


so every adult that agrees to a loan should be able to get the goods/services the loan paid for but declare bankruptcy and get out of paying it? nice try
Anonymous Coward
User ID: 85165906
United States
03/01/2023 05:20 PM
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Re: Is Student Loan Debt discharged in Bankruptcy?
Just send them a notarized notice that notices their letter to access the straw man discharge of debt, sign and date it. The debt will then be sent to the straw man and paid by the agent signatory of the straw man (you) in fiat deemed currency of the straw man.
Anonymous Coward
User ID: 85131913
United States
03/01/2023 05:31 PM
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Re: Is Student Loan Debt discharged in Bankruptcy?
No and neither is medical debt.
 Quoting: Anonymous Coward 16090445


Stop talking about what you don't know
in fact, medical debt is even one of the leading reasons why people file for bankruptcy in the first place.
 Quoting: Anonymous Coward 80266695


hesright

Bankrupcies related to medical debt are actually skyrocketing at the moment, as well.
Anonymous Coward
User ID: 83043081
United States
03/01/2023 05:43 PM
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Re: Is Student Loan Debt discharged in Bankruptcy?
?
 Quoting: Anonymous Coward 80280564


The leftist universities should be held accountable and they aren't.
Anonymous Coward
User ID: 77374864
United States
03/01/2023 05:46 PM
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Re: Is Student Loan Debt discharged in Bankruptcy?
NOPE ...

Was until Bill Clinton got the law changed so as to help his Wall Street Friends.


Bill Clinton sold out the average American for Wall Street and most didn't even pay attention to it while it was happening. Bill Clinton was the BEST FRIEND Wall Street ever had for helping them FLEECE everyday Americans.
Anonymous Coward
User ID: 85355501
United States
03/01/2023 05:46 PM
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Re: Is Student Loan Debt discharged in Bankruptcy?
Yes
Anonymous Coward
User ID: 81038181
United States
03/01/2023 05:50 PM
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Re: Is Student Loan Debt discharged in Bankruptcy?
If you can prove and meet their legal standard of “undue hardship” if forced to repay the loan, you can file an adversary proceeding attached to your bankruptcy and attempt to get a full or partial discharged or negotiate a settlement to reduce the amount. Most people don’t know this though. Dept of Ed. And DOJ recently issued revised policy guidance to clarify and standardize the process in the interest of transparency and fairness.

[link to www.justice.gov (secure)]
Anonymous Coward
User ID: 85355501
United States
03/01/2023 05:51 PM
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Re: Is Student Loan Debt discharged in Bankruptcy?
If you can prove and meet their legal standard of “undue hardship” if forced to repay the loan, you can file an adversary proceeding attached to your bankruptcy and attempt to get a full or partial discharged or negotiate a settlement to reduce the amount. Most people don’t know this though. Dept of Ed. And DOJ recently issued revised policy guidance to clarify and standardize the process in the interest of transparency and fairness.

[link to www.justice.gov (secure)]
 Quoting: Anonymous Coward 81038181


If they see my bank statements they would know I'm not in hard times
Anonymous Coward
User ID: 81038181
United States
03/01/2023 05:53 PM
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Re: Is Student Loan Debt discharged in Bankruptcy?
If you can prove and meet their legal standard of “undue hardship” if forced to repay the loan, you can file an adversary proceeding attached to your bankruptcy and attempt to get a full or partial discharged or negotiate a settlement to reduce the amount. Most people don’t know this though. Dept of Ed. And DOJ recently issued revised policy guidance to clarify and standardize the process in the interest of transparency and fairness.

[link to www.justice.gov (secure)]
 Quoting: Anonymous Coward 81038181


If they see my bank statements they would know I'm not in hard times
 Quoting: Anonymous Coward 85355501


Then your general bankruptcy petition is likely to get dismissed or converted to a Chapter 13 case anyway. Anyone doing the adversary process described above would be filing for debts other than just their student loans.
Taking care of self
User ID: 85355501
United States
03/01/2023 05:54 PM
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Re: Is Student Loan Debt discharged in Bankruptcy?
When I spend my money I'll spend my money on me you should do the same thing it makes you feel good





GLP