What is does this mean?

Tried posting as AC but got barned.

Email from LnI:



The Department of Labor and Industries has updated the Workers' Compensation Coverage and Coronavirus (COVID-19) Common Questions (wa.gov) section on our webpage.

Claims for exposure to or treatment of Covid-19, or a reaction to a Covid-19 vaccination have not been charged to employers’ experience rating, or included in retrospective rating calculations. But that will soon change. The changes are highlighted below:

Do the cost of COVID-19 claims, including a reaction to a COVID-19 vaccine, impact a business's experience modification factor and claim-free discount (if applicable)?

Not for allowed COVID-19 claims with a date of injury or exposure prior to July 1, 2023. All losses for allowed COVID-19 claims with a date of injury or exposure before July 1, 2023 are not included in the determination of a business's experience modification factor. A business will not lose their claim-free discount as a result of an allowed COVID-19 claim with a date of injury or exposure before July 1, 2023.

For allowed COVID-19 claims with a date of injury or exposure on or after July 1, 2023, all losses will be included in the determination of a business’s experience factor and a business could lose their claim-free discount. The first year an allowed COVID-19 claim with a date of injury or exposure on or after July 1, 2023 can impact a business’s experience rating is 2026.

What is the impact to retrospective rating calculations for losses from COVID-19 claims?

The losses for allowed COVID-19 claims with a date of injury or exposure before January 1, 2026 are not included in the retro adjustment calculations. The losses for allowed COVID-19 claims with a date of injury or exposure on or after January 1, 2026 will be included in the retro adjustment calculations. This will first affect standard premiums in 2026 with enrollments beginning April 2025.

If you have questions about your account, please contact your account manager. And if you have questions about Retrospective Rating,