This Time Of Year, Annually, Is the Medicare Advantage Signup. Did You know....

here in pa if u get in car accident bc of no fault shit, u gotta go thru ur pvt health insurance 1st

Am in Florida..it is a bit hard to make a choice on which one to choose, so I guess c+b is only through advantage plan?

let's not 4get the billions sent to Ukraine n Israel. oh and recently IRAN!

c+d yes is thru advantage.

Yeah no one else except Jews can be corrupt.

Correct. Patient responsibility is limited to a percentage of what Medicare approves, not what the charges are, and Medicare approved is a fraction of the original charges and anything done that was not approved and paid by Medicare won’t be covered by the Supplemental either. so there is no huge out of pocket liability for the balance after Medicare. Probably less than the supplement premiums for most people.

This is very true. I almost lost my doctor over Humana Advantage. They make you get approvals for everything and I mean everything and make the doctor jump through hoops every time.

They wound up costing me an extra 3000 dollars in only three months before I dropped them and went back to straight Medicare.

Be very leary of this company and probably others.

Thanks for such an informative post. What about if someone has VA healthcare. What type of Medicare am I required to enroll in? What should I enroll in? And what penalties for what Medicare a,b,or c? I really don't understand Medicare, a,b,c. Could you do a quick summary.

My objective is to pay little or nothing as I rarely use healthcare.

if you have assets you want f not c

80/20 ratio

Summary
Medicare Part C, or Medicare Advantage, provides equivalent coverage to Original Medicare with some additional benefits.

Some people find that a Medicare Advantage plan works out cheaper for them than Original Medicare.

To enroll in a Medicare Advantage Plan, people must live in the insurance company service area and already have Medicare Parts A and B.

Interesting thread. I still have my employer insurance, and Medicare part B which I had to start nearly 3 years ago. I have never accepted any offers to add C,D, coverage as I do not need those with my regular insurance--also the fact that my wife cant use Medicare for another 2 years.

As normal for this time of the year, I am being flooded with mailings, and some calls, offering added insurances at no cost. I can't help but to assume they are liars and I will be ripped off one way or another.

Asking Medicare Advantage people what I will lose is akin to pissing into the wind. At some point I will have to have a one on one meeting with an insurance rep. The mass meeting/sales pitch BS is going on now too--not for me.

I'll follow this thread.

humana are cunts. I literally fucked their shit up here. I'm advocating for this old man n his pmts to hospital, he had the hmo thing, long story short, we're at hearing, they sent this punk ass genZ tard n I made his outie an innie. he looked like he was gonna cry. arbitrator was like "why're u here if u can't present or answer questions? ".. little pfh@ggit responds "bc they sent me sir".... no joke. we won. humana appealed. their atty got bitchslapped with a tiny sentence in the state law & the insured contract. Int the interim, they hadda pay.


Last Edited by Phennommennonn on 11/20/2023 11:49 AM

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Medicare Advantage have Copays large and small for things like office visits, diagnostic procedures and surgery, so that needs to be considered. Compare the plans. Medicare Advantage is not free after you sign up, far from it.
When reviewing and comparing plans, also look for whether there is an out of pocket max on chemotherapy. If not, you will pay a lot more out of pocket. than you would under straight Medicare.

Thanks for posting this thread, I will go a and b for next year.

if IIRC, the hospital charged $82,000 or so for her treatment, with a much smaller amount approved by Medicare, and her share of that was $1300

last time she was hospitalized at the same hospital her portion of the bill was around $1200 , and I applied for "charity care" and the bills just stopped

"Supplement plans" seem like a scam to terrify old people into buying expensive "supplements" they don't really need

and many of those are so poor they could apply for and get financial assistance or "charity care" (although when the system gets more overwhelmed with 'asylum seekers' that might become harder to get)

and bump to follow

My husband will be signing up next year, even though he has Tricare (he was supposed to have free medical for life through military service). For some reason, when he goes to Medicare, I'll still be on his Tricare because I'm younger.

I don't understand this racket.

This is what I keep telling my husband. Sure, the supplement plan costs but if you get ill, you don't have to fight the insurance company to see specialists.

That sounds good for the patient. Sounds like you get maximum health care that way.

check my thread out on Medicaid

Thread: GLP AFTER DARK - Discussion - Medicaids Dark Secrets

Good point but my goal is to not take medications to correct those normal and natural effects of aging so that I will not also have the problems of their side-effects to deal with.
Example, Medication causes dizziness, now you have to deal with falling and breaking a hip, or Medication causes slower mental process so now you are more prone to making fatal or injurious errors in daily life.

They have that here in Northwest Indiana too. They give you three $15 checks that are good at the farmers market or the local grocery store produce section.You have to be 62 and meet the income requirements.

U see that turn the tv off!!!!!

This is why I put my home in a trust almost 2 years ago, to protect it from seizure in case I would have to use medicaid in the future. I have all the necessary paperwork filled out, including a Will. Since my oldest daughter is on SSI because of a heart condition, among other issues, she is on medicaid. She didn't have enough quarters in to get regular disability. I got it all taken care of, where she gets to stay in my house after I kick the bucket, but the house will be in her youngest sisters name. I can't leave the house to her, or anything to her, because of medicaid and SSI. If I have any money to leave her, which there is sure none now, SSI will just not give her a penny until the amount left to her would match what her SSI would be for the duration until the money is used up.
For a simple example, if I left her $9,140 SSI would not give her a penny for 10 months.

Last Edited by tiger1 on 11/20/2023 12:43 PM

Joe is dead. Show some respect.

Crazy!

He is still alive, so don’t be claiming Mandela effect when someday he does die.

Well, at least he can still vote Democrat.