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REPORT ABUSIVE REPLY
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Message Subject
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credit cards now using "behavior scoring" but not necessarily YOUR behavior
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Poster Handle
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Anonymous Coward |
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Post Content
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Ok, you are being quite presumptuous and pompous. I am not "in trouble" and you know nothing about me. I posted that story because I think what they are doing is ethically and morally wrong. A point that you seem to have intentionally ignored.
I do not shop at walmart, never have, never will. They are also predators.
I spend as much $ locally as I can. Last time I checked, mom and pop took credit as well. I don't eat or shop at chains, except Target and for groceries.
Who is to blame? American Express, Citibank, Bank of America, you name it. If they issue credit, they bear a certain amount of burden for pushing credit onto people that they KNOW will not and cannot pay it back. The debtors are also responsible for being shallow, greedy and living beyond their means.
My credit rating is something like 750. What is yours? Wait, you don't have credit.
Quoting: tomorrowWait, I think you are taking this personally. I am not refering to you personally. When i said you, I meant you as a society that relies so much on credit card (which includes you as well). I also think you did not understand the WalMart issue. I am refering to all the big companies and Walmart was an example. Did you not read the post? No, I don't have credit card and have not had any problems so far. I buy on Ebay as well as on the net but always pay directly.
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