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REPORT ABUSIVE REPLY
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Message Subject
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credit cards now using "behavior scoring" but not necessarily YOUR behavior
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Poster Handle
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Philly Girl |
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Post Content
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Ok, you are being quite presumptuous and pompous. I am not "in trouble" and you know nothing about me. I posted that story because I think what they are doing is ethically and morally wrong. A point that you seem to have intentionally ignored.
I do not shop at walmart, never have, never will. They are also predators.
I spend as much $ locally as I can. Last time I checked, mom and pop took credit as well. I don't eat or shop at chains, except Target and for groceries.
Who is to blame? American Express, Citibank, Bank of America, you name it. If they issue credit, they bear a certain amount of burden for pushing credit onto people that they KNOW will not and cannot pay it back. The debtors are also responsible for being shallow, greedy and living beyond their means.
My credit rating is something like 750. What is yours? Wait, you don't have credit.
Wait, I think you are taking this personally. I am not refering to you personally. When i said you, I meant you as a society that relies so much on credit card (which includes you as well).
I also think you did not understand the WalMart issue. I am refering to all the big companies and Walmart was an example. Did you not read the post?
No, I don't have credit card and have not had any problems so far. I buy on Ebay as well as on the net but always pay directly.
Quoting: Anonymous Coward 276706Almost ALL businesses need daily credit to met their expenses which they pay back with their revenue. This economic problem has more to do with those businesses not being able to get the loans from the banks even after the Fed increased our Monetary base in a MASSIVE way in 2008. The banks held on to , bought some other banks, and still aren't lending. The feds then passed new consumer laws against the credit card companies who WILL make up that money by decreasing credit even more, and the government is complaining that people aren't buying on credit right now and saying it's makinng everything worse. They stole our manufacturing jobs and shipped them over seas, entered in to unbalanced trade agreements and never once listened to the people. We did object. Shoot don't you remember the Battle in Seattle - the WTO riots? I certainly do - we rioted, they got out of control, some people died and they went on their merry way and sold us out anyway. Keep blaming the people. That should really comfort you when TSHTF and those who didn't prepare, those who lived entirely on credit and/or government handouts, come knocking on your compassionate door to relieve you of some of your societal burdens.
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