ive done this on a volunteer basis only but you could start a business doing it because there is a market for it.

i do not encourage credit; but since credit affects our rentals, jobs, insurance rates etc.....you can help ppl cleanup their credit reports by challenging the credit bureaus. usually this takes approx 30-45 days to do.

theres a protocol to follow. sometimes the bureaus ignore you; then you have to go fair debt collection act on them...or state atty general but for the most part you can get over half derogatory remarks removed off a credit report if you follow the steps/procedures **even if you do own the debt.