Thanks for this article OP.

Interesting that mortgage aps have been going down for 4 weeks cuz it's 1) height of selling/buying season and

2) rates were darn good til last week.

Also, 7 months ago is Nov. or so, traditionally worst sales of the year.

Very wierd that Nov. and June are similar in terms of mortgage aps.

VERY GOOD news for those of us who are waiting patiently for this damn RE bubble to burst completely!