Do any of you realise how the credit calculations work?
You will not have good credit if you pay before you are charged interest.
You will not have good credit if you spend little and pay on time.
You will not have good credit if you buy but do not pay AT ALL.

You will have excellent credit if you spend much but not be able to pay in time, thus start paying interest.
You will have excellent credit if you spend and then always fall behind in payment (accumilating more interest) but somehow always just manage to pay them their interest and still carry on spending more.

CC companies do not want someone who uses their money and then pay the money back in time. What is the point?
Heroin dealers do not want someone who buys a little coke from them for an occasional party but never gets hooked or addicted. What is the point?

You guys must understand that these companies are not there to serve you. They are loan sharks and they are there to milk you and abuse you.
So, how can you keep going back to them and then complain when they try to milk you even further.
In my book you deserve what you get.