Your personal debt is preventing you from thinking correctly... | |
3643297
User ID: 76832232 United States 03/30/2019 10:48 AM Report Abusive Post Report Copyright Violation | |
BRIEF
(OP) User ID: 39607259 United States 03/30/2019 10:49 AM Report Abusive Post Report Copyright Violation | The only debt I have is car loans. House paid off, have $500K in all retirement accounts. still 25 more years to go. Quoting: Anonymous Coward 70650445 I suppose you think those accounts, the house and cars actually are your property. Too bad that is false. You litterally own nothing, it is all owned by the Federal Reserve, because you used their fiat bebt currency to get it. But don’t let the facts and truth bother you. Well, don't let the fact that this isn't base reality and that we are just a complex hologram with a soul...play the game while you are here... I play the game better than most and its not because I fool myself into believing bebt currency is money. The game can be played on a universal level of unlimited abundance that requires nothing but actions and creation of my own will, spirit and mind. I do it every day. I hope you keep mom's basement clean too... I never forgive and I never forget I am a licensed firearm holder. I will, under protection of law, use lethal force if attacked. |
BRIEF
(OP) User ID: 39607259 United States 03/30/2019 10:51 AM Report Abusive Post Report Copyright Violation | Be careful who you marry. It’s so nice being single again and being in full charge of my finances. When I was married I had to go default on credit cards and pay penalties and back taxes to the IRS for years. Different philosophies on debt make marriage a stressful nightmare when you can’t control all the financial decisions. Quoting: 3643297 We all take risks, because without risk there is no reward. I never forgive and I never forget I am a licensed firearm holder. I will, under protection of law, use lethal force if attacked. |
Anonymous Coward User ID: 77514815 United States 03/30/2019 10:52 AM Report Abusive Post Report Copyright Violation | So the banksters are the most valuable to your society, got it when people consent to give you money for trade. it's not you they value, it's your work and usefulness to them. your slavery is valuable to them. when people con you and rob you via fiat money, it is a measure of their cunning and how greatly they despise you |
Anonymous Coward User ID: 77514815 United States 03/30/2019 10:55 AM Report Abusive Post Report Copyright Violation | As I have been telling you for years... Quoting: BRIEF [link to www.marketwatch.com (secure)] A new study has a whole different take on what debt relief means. Getting rid of debt doesn’t just unburden finances, it takes a weight off the mind that clears up cognitive functioning, lessens anxiety and improves impulse control. WOW, I'll just go get rid of my debt!!! thank you! |
Anonymous Coward User ID: 77499565 United States 03/30/2019 10:58 AM Report Abusive Post Report Copyright Violation | |
Anonymous Coward User ID: 70732847 United States 03/30/2019 11:00 AM Report Abusive Post Report Copyright Violation | As I have been telling you for years... Quoting: BRIEF [link to www.marketwatch.com (secure)] A new study has a whole different take on what debt relief means. Getting rid of debt doesn’t just unburden finances, it takes a weight off the mind that clears up cognitive functioning, lessens anxiety and improves impulse control. Being debt free is one of the most liberating things one can accomplish. Been debt free for about 5 years. |
ReoX
User ID: 77513442 Malaysia 03/30/2019 11:01 AM Report Abusive Post Report Copyright Violation | |
Anonymous Coward User ID: 76490737 United States 03/30/2019 11:03 AM Report Abusive Post Report Copyright Violation | Be careful who you marry. It’s so nice being single again and being in full charge of my finances. When I was married I had to go default on credit cards and pay penalties and back taxes to the IRS for years. Different philosophies on debt make marriage a stressful nightmare when you can’t control all the financial decisions. Quoting: 3643297 This! |
Anonymous Coward User ID: 1172249 United States 03/30/2019 11:03 AM Report Abusive Post Report Copyright Violation | The only debt I have is car loans. House paid off, have $500K in all retirement accounts. still 25 more years to go. Quoting: Anonymous Coward 70650445 Why borrow when you can pay cash? I don't have enough savings. All my money is going into the retirement savings and car loan payments. Dude, great savings, nice work. But, don't make the mistake of being 100% future focused. Stop saving for retirement, pay your cars off, and then enjoy life a little, while still saving some for retirement. Head down, "25 years to go", 100% focused on numbers, is no way to go through life (particularly when you have the numbers that allow you to breathe a little.) Enjoy where you are at a bit -- you have earned it and are way ahead of the game. Always be diligent in saving, but when you're where you are at, you've earned a little joy. Everything could end tomorrow, and if it does you will feel mighty silly having spent all this time racking up numbers that don't matter in the end. Remember, the future is conjecture and yesterday a memory. We only live in an extended string of nows. If you've the luxury, enjoy the now. Now. Call me a freak. I'm afraid about my future honestly. I see these news articles everyday about elderly people losing their homes to pay off their medical debt. I get so nervous thinking about it. What if it happens to me someday ? I can always pay that off using my retirement savings when I get old. |
BRIEF
(OP) User ID: 39607259 United States 03/30/2019 11:05 AM Report Abusive Post Report Copyright Violation | |
Anonymous Coward User ID: 76845083 United States 03/30/2019 11:10 AM Report Abusive Post Report Copyright Violation | The only debt I have is car loans. House paid off, have $500K in all retirement accounts. still 25 more years to go. Quoting: Anonymous Coward 70650445 Wow.. That is a dream. I am sinking in 80,000 in debt, and work every day! THe interest rates are so high that my payments go straight to interest. for example, the student loan - have been paying on it for 1 year so far, and after all the hundreds of dollars the initial amount of the loan has only ACTUALLY decreased 16$, everything goes to interest. I don't know how this will ever end. I want to start a family and get a home - I consolidate as I find better deals but they only increase the years of payment. Please enjoy your life and I hope you wake up everyday happy, singing, smiling and dreaming. Take care. |
Joe Camel
User ID: 76923207 United States 03/30/2019 11:10 AM Report Abusive Post Report Copyright Violation | As I have been telling you for years... Quoting: BRIEF [link to www.marketwatch.com (secure)] A new study has a whole different take on what debt relief means. Getting rid of debt doesn’t just unburden finances, it takes a weight off the mind that clears up cognitive functioning, lessens anxiety and improves impulse control. You gotta love the credit score system in America ... Before I paid off my $6000 debt, my credit score was 818. After I completely paid off my debt, my credit score dropped to 803. Then I decided to put $3000 one one of my cards, now my score is 816. The fuckers definitely WANT you to be in DEBT, don't they??! . - Even if you don't take an interest in Politics, eventually Politics is going to take an interest in you. _ |
BRIEF
(OP) User ID: 39607259 United States 03/30/2019 11:14 AM Report Abusive Post Report Copyright Violation | As I have been telling you for years... Quoting: BRIEF [link to www.marketwatch.com (secure)] A new study has a whole different take on what debt relief means. Getting rid of debt doesn’t just unburden finances, it takes a weight off the mind that clears up cognitive functioning, lessens anxiety and improves impulse control. You gotta love the credit score system in America ... Before I paid off my $6000 debt, my credit score was 818. After I completely paid off my debt, my credit score dropped to 803. Then I decided to put $3000 one one of my cards, now my score is 816. The fuckers definitely WANT you to be in DEBT, don't they??! . They want to see good payment makers...yes, they make your money by keeping you in debt. I have no credit. i have never borrowed money, and that's why I'm wealthy today and retired at 44...actually retired last year at 43 I never forgive and I never forget I am a licensed firearm holder. I will, under protection of law, use lethal force if attacked. |
Anonymous Coward User ID: 76455332 United States 03/30/2019 11:54 AM Report Abusive Post Report Copyright Violation | |
Anonymous Coward User ID: 77173035 United States 03/30/2019 11:55 AM Report Abusive Post Report Copyright Violation | |
Tangy
User ID: 69917668 United States 03/30/2019 11:57 AM Report Abusive Post Report Copyright Violation | |
callit
User ID: 74021864 United States 03/30/2019 11:58 AM Report Abusive Post Report Copyright Violation | |
Anonymous Coward User ID: 70650445 United States 03/30/2019 12:03 PM Report Abusive Post Report Copyright Violation | The only debt I have is car loans. House paid off, have $500K in all retirement accounts. still 25 more years to go. Quoting: Anonymous Coward 70650445 Why are you financing a vehicle with all that wealth? Is it an exotic ride? I'm paying $900 every month on my 2018 porsche macan. |
Anonymous Coward User ID: 76550302 United States 03/30/2019 12:03 PM Report Abusive Post Report Copyright Violation | Old saying... Quoting: MyPillow Never use your money when you can use someone else’s. That is how all millionaires got the big money. No. Warren Buffet is a billionaire who began with $100 Where did he get that 100? Plus, today’s he uses everyone else’s money. Look at his holding company He got a job and worked...the idea of money is to make it work for you by helping others grow and get their start...it's called investing and it's a real job...a fun job! Respectfully, that's bullshit. Buffet helping others? Jesus, that's rich. Hey, I'm all for making a buck, but call a spade a spade. Buffet's one of the primary drivers of a system that does less to promote actual growth than it does to inflate the wealth of insiders. |
BRIEF
(OP) User ID: 39607259 United States 03/30/2019 12:04 PM Report Abusive Post Report Copyright Violation | Hey Brief, good thread. Quoting: callit interesting viewpoints being shared here. Thanks. curious what is your area of expertise? in what field of study, did you turn the most profit? who are your biggest clients? My area of expertise in finance? I'm a financial counselor. "in what field of study, did you turn the most profit?" I think what you are asking is what did I do to make enough extra money to invest with? You don't need to make a ton of money, just live on less than you make and invest on a regular basis...once a month is ideal. I never forgive and I never forget I am a licensed firearm holder. I will, under protection of law, use lethal force if attacked. |
BRIEF
(OP) User ID: 39607259 United States 03/30/2019 12:06 PM Report Abusive Post Report Copyright Violation | Where did he get that 100? Plus, today’s he uses everyone else’s money. Look at his holding company He got a job and worked...the idea of money is to make it work for you by helping others grow and get their start...it's called investing and it's a real job...a fun job! Respectfully, that's bullshit. Buffet helping others? Jesus, that's rich. Hey, I'm all for making a buck, but call a spade a spade. Buffet's one of the primary drivers of a system that does less to promote actual growth than it does to inflate the wealth of insiders. Wrong. Growing businesses need money to expand, he provides the needed capital to employ people... I never forgive and I never forget I am a licensed firearm holder. I will, under protection of law, use lethal force if attacked. |
Anonymous Coward User ID: 45393201 United States 03/30/2019 12:07 PM Report Abusive Post Report Copyright Violation | The only debt I have is car loans. House paid off, have $500K in all retirement accounts. still 25 more years to go. Quoting: Anonymous Coward 70650445 Why borrow when you can pay cash? I don't have enough savings. All my money is going into the retirement savings and car loan payments. Pretty dumb if the market goes 2008. |
BRIEF
(OP) User ID: 39607259 United States 03/30/2019 12:07 PM Report Abusive Post Report Copyright Violation | You do not have to be an insider to get into the market and make money...most mutual funds can be started with $500 I never forgive and I never forget I am a licensed firearm holder. I will, under protection of law, use lethal force if attacked. |
BRIEF
(OP) User ID: 39607259 United States 03/30/2019 12:08 PM Report Abusive Post Report Copyright Violation | The only debt I have is car loans. House paid off, have $500K in all retirement accounts. still 25 more years to go. Quoting: Anonymous Coward 70650445 Why borrow when you can pay cash? I don't have enough savings. All my money is going into the retirement savings and car loan payments. Pretty dumb if the market goes 2008. No, that's when you buy up the discounts... I never forgive and I never forget I am a licensed firearm holder. I will, under protection of law, use lethal force if attacked. |
BRIEF
(OP) User ID: 39607259 United States 03/30/2019 12:09 PM Report Abusive Post Report Copyright Violation | |
Anonymous Coward User ID: 1163157 United States 03/30/2019 12:11 PM Report Abusive Post Report Copyright Violation | The only debt I have is car loans. House paid off, have $500K in all retirement accounts. still 25 more years to go. Quoting: Anonymous Coward 70650445 Why borrow when you can pay cash? I don't have enough savings. All my money is going into the retirement savings and car loan payments. Pretty dumb if the market goes 2008. I move all the 401K,IRA,ROTH IRA investments to bonds if there is another recession. |
BRIEF
(OP) User ID: 39607259 United States 03/30/2019 12:16 PM Report Abusive Post Report Copyright Violation | I don't have enough savings. All my money is going into the retirement savings and car loan payments. Pretty dumb if the market goes 2008. I move all the 401K,IRA,ROTH IRA investments to bonds if there is another recession. If you roll non-taxable accounts to a Roth and pay the taxes out of pocket, it's like sneaking in more money than the maximum allows...and it's legal I never forgive and I never forget I am a licensed firearm holder. I will, under protection of law, use lethal force if attacked. |
Anonymous Coward User ID: 75843473 United States 03/30/2019 12:24 PM Report Abusive Post Report Copyright Violation | |
Anonymous Coward User ID: 508117 United States 03/30/2019 12:26 PM Report Abusive Post Report Copyright Violation | ... Quoting: Anonymous Coward 70677209 I don't have enough savings. All my money is going into the retirement savings and car loan payments. Pretty dumb if the market goes 2008. I move all the 401K,IRA,ROTH IRA investments to bonds if there is another recession. If you roll non-taxable accounts to a Roth and pay the taxes out of pocket, it's like sneaking in more money than the maximum allows...and it's legal Yeah but I won't be able to claim my yearly tax deductions if I move everything to Roth. |